Guadalupe County property record for 642 Ridgeroad Dr, New Braunfels, TX 78130
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,160 sqft · built 1969 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,000 (Apr 2020) |
| Tax Bill | $3,168 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1G1800000004000000 |
| Primary APN | 1G1800000004000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 2,356 sqft |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 112 ft deep x 112 ft wide |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 642 RIDGEROAD DR |
|---|---|
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78130-8246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKECREEK, LOT 40 |
| Legal Subdivision | LAKECREEK |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 210606 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 WITTER RD, LOCKHART, TX 78644-2804 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2020 | Warranty Deed, Transfer · FHA Mortgage VIP INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Deed Document Number | 202099009604 |
| Prior Transfer Date | Apr 20, 2020 |
| Prior Transfer Doc | 0099009604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 642 RIDGEROAD DR, NEW BRAUNFELS, TX 78130-8246 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099033122 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 202199033122 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 23, 2020 |
| Property Address | 642 RIDGEROAD DR, NEW BRAUNFELS, TX 78130-8246 |
| Document Number | 0000009604 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 9604 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 WITTER RD LOCKHART TX 786442804, LOCKHART, TX 78644-2804 |
| Document Number | 9605 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 9605 |
| Name | VIP INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Unified School District | Seguin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,033 (+2%) Land $69,968 Building $200,406 | $270,374 (+20.6%) Land $69,968 Building $200,406 | |
| 2025 | $3,168.00 (-29.18%) | $224,194 (-15.83%) Land $36,432 Building $187,762 | $224,194 (-15.83%) Land $36,432 Building $187,762 |
| 2024 | $4,473.00 (+16.67%) | ||
| 2023 | $3,834.00 (-3.08%) | $266,350 Land $80,322 Building $186,028 | $266,350 Land $80,322 Building $186,028 |
| 2022 | $3,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 413 (1980–2023) |
| Claims Outside the SFHA | 72 of 413 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, VTX Communications.
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