642 Ridgeroad Dr, New Braunfels, TX 78130 Property Records

Guadalupe County property record for 642 Ridgeroad Dr, New Braunfels, TX 78130

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,160 sqft · built 1969
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Apr 2020)
Tax Bill$3,168 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN1G1800000004000000

Property Details

APN / Parcel Number

Primary APN1G1800000004000000
Alternative APNs
  • 000000030330
  • 000000243282
  • 30330

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,160 sqft Living Area
Gross Area2,356 sqft
1st Floor Area1,360 sqft
Basement Area800 sqft
Finished Basement800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions112 ft deep x 112 ft wide
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address642 RIDGEROAD DR
CityNEW BRAUNFELS
StateTX
Zip78130-8246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKECREEK, LOT 40
Legal SubdivisionLAKECREEK
Legal Block1
Legal Lot Number40
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1008
Census Tract210606

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address354 WITTER RD, LOCKHART, TX 78644-2804
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 23, 2020Warranty Deed, Transfer · FHA Mortgage
VIP INDEPENDENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Deed Document Number202099009604
Prior Transfer DateApr 20, 2020
Prior Transfer Doc0099009604
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address642 RIDGEROAD DR, NEW BRAUNFELS, TX 78130-8246
Transaction TypeMortgage
Record UpdatedNov 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099033122
DateSep 24, 2021
Instrument202199033122
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueJun 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateApr 23, 2020
Property Address642 RIDGEROAD DR, NEW BRAUNFELS, TX 78130-8246
Document Number0000009604
Instrument DateApr 20, 2020
Instrument9604
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 WITTER RD LOCKHART TX 786442804, LOCKHART, TX 78644-2804

Mortgage

Document Number9605
DateApr 23, 2020
Instrument9605
Lender
NameVIP INDEPENDENT MTG
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
Unified School DistrictSeguin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,033 (+2%) Land $69,968 Building $200,406$270,374 (+20.6%) Land $69,968 Building $200,406
2025$3,168.00 (-29.18%)$224,194 (-15.83%) Land $36,432 Building $187,762$224,194 (-15.83%) Land $36,432 Building $187,762
2024$4,473.00 (+16.67%)
2023$3,834.00 (-3.08%)$266,350 Land $80,322 Building $186,028$266,350 Land $80,322 Building $186,028
2022$3,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 78 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims413 (1980–2023)
Claims Outside the SFHA72 of 413
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims
  • Severe Storms And Flooding, Jul 2002 · 135 claims
  • Flooding 10/18/98, Oct 1998 · 155 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000

May also be available: Verizon, VTX Communications.

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