Rabun County property record for 642 Ridgepole Dr, Dillard, GA 30537
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,362 sqft · built 1984 |
| Lot Size | 0.83 acres (35,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (Dec 2025) |
| Tax Bill | $6,262 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 058C-108 |
| Primary APN | 058C-108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,362 sqft Heated Area |
| 1st Floor Area | 2,258 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 35,998 sqft (0.83 acres) |
| Garage Area | 756 sqft |
| Deck Area | 792 sqft |
| Patio Area | 1,782 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11159 |
|---|---|
| Street Address | 642 RIDGEPOLE DR |
| City | DILLARD |
| State | GA |
| Zip | 30537-2567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | LOT 5 |
| Legal Subdivision | SKY VLY |
| Legal Lot Number | 5 |
| Jurisdiction | RABUN GA |
| Township / Civil Division | MOUNTAIN CITY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970103 |
642 Ridgepole Dr is owned by two individuals who bought it in December 2025.
Source: Rabun County records, as of April 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 FIG AVE, FAIRHOPE, AL 36532-1106 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Warranty Deed, Transfer |
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Jul 15, 2016 · Amount on File |
| Deed Book / Page | M52 / 824 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RABUN GA |
| Recording Date | Dec 4, 2025 |
| Property Address | 642 RIDGEPOLE DR, SKY VALLEY, GA 30537-2567 |
| Document Number | 000M520824 |
| Book / Page | M52 / 824 |
| Instrument Date | Dec 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $9.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 FIG AVE, FAIRHOPE, AL 36532-1106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RABUN GA |
| Property Address | 642 RIDGEPOLE DR, SKY VALLEY, GA 30537-2567 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 642 RIDGEPOLE DR, DILLARD, GA 30537-2567 |
| Document Number | 000I520000000382 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 0000000I52/0000000382 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 642 Ridgepole Dr was $6,262.
Source: Rabun County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Rabun County |
| Municipality | Sky Valley City |
| Unified School District | Rabun County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,262.00 | $226,696 Land $35,000 Building $191,696 | $566,739 Land $87,500 Building $479,239 |
| 2023 | $5,745.00 (-2.18%) | $183,613 (+11.64%) Land $35,000 Building $148,613 | $459,032 (+11.64%) Land $87,500 Building $371,532 |
| 2022 | $5,873.00 | $164,464 Land $27,500 Building $136,964 | $411,159 Land $68,750 Building $342,409 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 642 Ridgepole Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 Ridgepole Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SKY VALLEY serves 1,820 people · EPA ID GA2410053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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