642 Pelzer Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 642 Pelzer Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,987 sqft · built 1974
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Jun 2013)
Tax Bill$2,144 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN517-08-00-111

Property Details

APN / Parcel Number

Primary APN517-08-00-111

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,987 sqft Living Area
1st Floor Area1,173 sqft
Upper Floors Area814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTri-Level
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions144 ft deep x 123 ft wide
Garage TypeAttached
Garage Area385 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area607 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address642 PELZER DR
CityMOUNT PLEASANT
StateSC
Zip29464-3557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 3 BLK E
Legal SubdivisionCOOPER ESTATES
Legal BlockE
Legal Lot Number3
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group3
Census Block3009
Census Tract4607

Owner

Source: Charleston County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address642 PELZER DR, MOUNT PLEASANT, SC 29464-3557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2013 · Amount on Record
Deed SaleJun 21, 2013 · Amount on Record
Deed Book / Page340 / 223
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address642 PELZER DR, MOUNT PLEASANT, SC 29464-3557
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09750456
DateMar 26, 2021
Book Page975/456
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,144.00 (+12.13%)$542,225 (+2,775%) Land $268,629 Building $273,596$832,400 (+55.62%) Land $318,800 Building $513,600
2024$1,912.00 (+9.13%)$18,860 (-)
2022$1,752.00$18,860$534,900 (-) Land $265,000 Building $269,900
2020$534,900 Land $265,000 Building $269,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies177 in force
Nearby Flood Claims89 (1982–2025)
Claims Outside the SFHA36 of 89
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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