Henderson County property record for 642 Orchard Rd, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1982 |
| Square Footage | 1,817 sqft Heated Area |
| Lot Size | 64,469 sqft (1.48 acres) |
| Garage | Mixed, 781 sqft |
| Tax Bill | $1,412.00 (2025) |
| Primary APN | 9588725708 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,817 sqft Heated Area |
| 1st Floor | 1,817 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 64,469 sqft (1.48 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 781 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 510 sqft Shed |
| Deck Area | 290 sqft Deck |
| Porch Area | 144 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 200027 |
|---|---|
| Street Address | 642 ORCHARD RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SR1792 ON ORCHARD ROAD |
| Legal Block | 72 |
| Legal Lot Number | 5708 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 930302 |
Source: Henderson County records · APN 9588725708
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 S ORCHARD RD, FLAT ROCK, NC 28731-5640 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 14, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 642 ORCHARD RD, FLAT ROCK, NC 28731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 642 S ORCHARD RD, FLAT ROCK, NC 28731-5640 |
| Document Number | 0039640622 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 3964/622 |
| Instrument | 986807 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 14, 2018 |
| Property Address | 642 ORCHARD RD, FLAT ROCK, NC 28731 |
| Document Number | 0032470618 |
| Book / Page | 003247 / 000618 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 890733 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 642 S ORCHARD RD FLAT ROCK NC 287315640, FLAT ROCK, NC 28731-5640 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,700 (-) Land $44,800 Building $206,900 | ||
| 2025 | $1,412.00 | ||
| 2023 | $251,700 Land $44,800 Building $206,900 | $251,700 Land $44,800 Building $206,900 |
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