642 Oconnell Ct, Belvidere, IL 61008 Property Records

Boone County property record for 642 Oconnell Ct, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1972
Lot Size	0.209 acres (9,108 sqft)
Owner	Individual Name on Record
Last Sale	$60,555 (Aug 2020)
Tax Bill	$5,075 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-409-012`

Property Details

APN / Parcel Number

Primary APN	`05-35-409-012`
Alternative APN	`05-05-35-409-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	2,988 sqft
Attic	Attic
Attic Area	560 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	138 ft deep x 66 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-35-409-012
Street Address	642 OCONNELL CT
City	BELVIDERE
State	IL
Zip	61008-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-44-3 WASHINGTON HGTS 3 LT 38 642 OCONNELL CT
Legal Subdivision	WASHINGTON HEIGHTS 03
Legal Lot Number	38
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3024
Census Tract	10300

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 OCONNELL CT, BELVIDERE, IL 61008-5546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD
Aug 3, 2020	Warranty Deed, Transfer
Jan 6, 2020	Special Warranty Deed, Foreclosure
Aug 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	642 OCONNELL CT, BELVIDERE, IL 61008-5546
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R08460
Date	Dec 28, 2020
Instrument	2020R08460

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jan 6, 2022
Property Address	642 OCONNELL CT, BELVIDERE, IL 61008-5546
Document Number	2022R00096
Map Reference	MB 8 PG 34 & 35
Instrument Date	Dec 3, 2021
Instrument	2022R00096
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 W 7TH ST, BELVIDERE, IL 61008-5677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 OCONNELL CT, BELVIDERE, IL 61008-5546

Mortgage

Document Number	2022R00097
Date	Jan 6, 2022
Instrument	2022R00097

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Aug 3, 2020
Property Address	642 OCONNELL CT, BELVIDERE, IL 61008-5546
Document Number	2020R04468
Instrument Date	Jul 28, 2020
Instrument	2020R04468
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 W 7TH ST, BELVIDERE, IL 61008-5677

January 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jan 6, 2020
Property Address	642 OCONNELL CT, BELVIDERE, IL 61008-5546
Document Number	2020R00072
Instrument Date	Dec 17, 2019
Instrument	2020R00072
Transaction Type	Foreclosure
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST DOUGLASS RD200-A, RD200-A, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Aug 1, 2018
Property Address	642 OCONNELL CT, BELVIDERE, IL 61008-5546
Document Number	2018R03854
Instrument Date	Jul 25, 2018
Instrument	2018R03854
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,075.00 (+2.13%) Homeowner's exemption	$69,724 (+1%) Land $3,921 Building $65,803	$209,172 (+1%) Land $11,763 Building $197,409
2024		$69,035 (+25.52%) Land $3,921 Building $65,114	$207,105 (+25.52%) Land $11,763 Building $195,342
2022	$4,969.00	$55,000 Land $6,012 Building $48,988	$165,000 Land $18,036 Building $146,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2013–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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