642 Ocean Ln, Imperial Beach, CA 91932 Property Records

San Diego County property record for 642 Ocean Ln, Imperial Beach, CA 91932

Property Summary

Property Type	Multi-Family Dwellings
Details	4,715 sqft · built 1964
Lot Size	0.343 acres (14,937 sqft)
Owner	Company Name on Record
Last Sale	$6,250,000 (Jun 2015)
Tax Bill	$89,086 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`625-011-31-00`

Property Details

APN / Parcel Number

Primary APN	`625-011-31-00`

Interior

Units	18 Units
Building Area	4,715 sqft Living Area
Gross Area	14,715 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Multi-Family
Lot Area	14,937 sqft (0.343 acres)
View / Lot	Ocean

Location & Zoning

Street Address	642 OCEAN LN
City	IMPERIAL BEACH
State	CA
Zip	91932-1049
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-1500
Legal Description	BLK 7 LOTS 6 THRU 11 TR 001902
Legal Subdivision	SILVER STRAND BEACH GARDENS
Legal Tract	001902
Legal Block	7
Legal Lot Number	6-11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1017
Census Tract	10501

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	953 SEALANE DR, ENCINITAS, CA 92024-5036
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jan 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jan 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on Record
Deed Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	2015291781
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	642 OCEAN LN, IMPERIAL BEACH, CA 91932-1049
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 STEVENS AVE 311, 311, SOLANA BEACH, CA 92075-2069

Mortgage

Document Number	0000051063
Date	Feb 25, 2026
Instrument	2026-0051063

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	642 OCEAN LN, IMPERIAL BEACH, CA 91932-1049
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 SEALANE DR, ENCINITAS, CA 92024-5036

Mortgage

Document Number	0000064167
Date	Jan 27, 2021
Instrument	2021-0064167

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2017
Property Address	642 OCEAN LN, IMPERIAL BEACH, CA 91932-1049
Document Number	0000010032
Instrument Date	Dec 29, 2016
Instrument	10032
Transaction Type	Transfer
Record Updated	Jan 12, 2017

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	642 OCEAN LN IMPERIAL BEACH CA 919321049, IMPERIAL BEACH, CA 91932-1049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,037,196 (+2%) Land $4,290,601 Building $2,746,595
2025	$89,086.00 (+6.66%)	$6,899,213 (+4.04%) Land $4,206,472 Building $2,692,741
2023	$83,526.00 (+2.09%)	$6,631,311 Land $4,043,131 Building $2,588,180
2022	$81,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	18 units insured incl. 4 condo units
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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