Kenton County property record for 642 Oak St, Ludlow, KY 41016 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 2,935 sqft Finished Area |
| Lot Size | 375 sqft (0.008 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Tax Bill | $1,030.00 (2025) |
| Primary APN | 026-32-04-033.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,935 sqft Finished Area |
| Gross Area | 3,301 sqft Gross Area |
| Stories | 3 Stories |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 375 sqft (0.008 acres) |
| Depth X Width | 125 ft x 3 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0263204033.00 |
|---|---|
| Street Address | 642 OAK ST |
| City | LUDLOW |
| State | KY |
| Zip | 41016-1320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LUDLOW 2ND PART LOT 276 & E 8 1,3' 275 33 1,3'X 125' |
| Legal Subdivision | LUDLOW EST 2ND PARTITION |
| Legal Lot Number | 276,275 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 66900 |
Source: Kenton County records · APN 026-32-04-033.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 OAK ST, LUDLOW, KY 41016-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2002 |
| Deed Sale | Jun 20, 2002 |
| Deed Doc Number | 0001095168 |
| Record Refreshed | Jun 08, 2026 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,030.00 (-1.9%) Homeowner's exemption | $128,000 (-) Land $10,000 Building $118,000 | $128,000 (-) Land $10,000 Building $118,000 |
| 2023 | $1,050.00 Homeowner's exemption | $128,000 Land $10,000 Building $118,000 | $128,000 Land $10,000 Building $118,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 8% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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