642 Oak St, Ashland, OR 97520 Property Records

Jackson County property record for 642 Oak St, Ashland, OR 97520 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,312 sqft Living Area
Lot Size5,227 sqft (0.12 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2011)
Tax Bill$3,556.00 (2025)

Property Details

APN / Parcel Number

Primary APN391E04CD7300
Alternative APNs
  • 391E04CD07300
  • 10698941

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,312 sqft Living Area
Gross Area1,732 sqft Gross Area
1st Floor1,312 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Exterior
Roof MaterialOther (not Classified) Roof
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area200 sqft Patio
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address642 OAK ST
CityASHLAND
StateOR
Zip97520-1259
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Range01E
Legal Township39S
Legal Section04
Legal Quarter3
Legal SubdivisionJESSICA LANE SUBDIVISION
Legal Block3
Legal Lot Number1
JurisdictionJACKSON OR
Minor Civil DivisionASHLAND
Census Blockgroup3
Census Block3002
Census Tract1802

Owner

Source: Jackson County records · APN 391E04CD7300

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address642 OAK ST, ASHLAND, OR 97520-1259
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 08, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Sep 15, 2011
  • Deed Sale Price on Sep 15, 2011
Deed Doc Number201128393
Prior Transfer DateApr 27, 2006
Prior Transfer Doc0000022863
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address642 OAK ST, ASHLAND, OR 97520-1259
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 OAK ST, ASHLAND, OR 97520-1259

Mortgage

Document Number0000011189
DateApr 04, 2022
Instrument2022-011189
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term115 Months
DueNov 08, 2031

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address642 OAK ST, ASHLAND, OR 97520-1259
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyRADIAN TITLE SERVICES, RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 OAK ST, ASHLAND, OR 97520-1259

Mortgage

Document Number0000021794
DateJul 08, 2022
Instrument2022-021794
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term351 Months
DueOct 11, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityAshland City
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$231,300 (+3%)$408,300 (+1.53%) Land $207,640 Building $200,660
2025$3,556.00 (+2.15%)$224,570 (+3%) Land $104,390 Building $120,180$402,160 (+3.97%) Land $197,000 Building $205,160
2024$3,481.00 (+3.36%)$218,030 (+3%) Land $101,350 Building $116,680$386,810 (-0.58%) Land $197,000 Building $189,810
2023$3,368.00 (+3.31%)$211,680 (+3%) Land $98,400 Building $113,280$389,060 (-3.48%) Land $259,540 Building $129,520
2022$3,260.00$205,520 Land $95,540 Building $109,980$403,080 Land $284,880 Building $118,200

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