642 Nitty Gritty Ln, Priest River, ID 83856 Property Records

Bonner County property record for 642 Nitty Gritty Ln, Priest River, ID 83856

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,209 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$336,100 (Aug 2017)
Tax Bill	$2,069 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP020270000010A`

Property Details

APN / Parcel Number

Primary APN	`RP020270000010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,209 sqft Finished Area
1st Floor Area	2,209 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Built-in
Gazebo	Gazebo
Lean-To	480 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	642 NITTY GRITTY LN
City	PRIEST RIVER
State	ID
Zip	83856-6598
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	36-55N-4W BERT'S LOTS LOT 1 CPWRS
Legal Range	04W
Legal Township	55N
Legal Section	36
Legal Subdivision	CPWRS
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2012
Census Tract	950802

Owner

642 Nitty Gritty Ln, a rural home, is owned and occupied by two individuals who bought it in August 2017.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	642 NITTY GRITTY LN, PRIEST RIVER, ID 83856-6598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Nov 20, 2015
Deed Document Number	2017910463
Prior Transfer Date	Aug 7, 2014
Prior Transfer Doc	862906
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Apr 30, 2026
Property Address	642 NITTY GRITTY LN, PRIEST RIVER, ID 83856-6598
Document Number	0001061140
Instrument Date	Apr 25, 2026
Instrument	20261061140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061140,
Date	Apr 30, 2026
Instrument	20261061140

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	642 NITTY GRITTY LN, PRIEST RIVER, ID 83856-6598
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	942325
Date	Jul 29, 2019
Instrument	942325

Lender

Name	DISCOVER BANK
Type	Lending Institution
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	642 NITTY GRITTY LN, PRIEST RIVER, ID 83856-6598
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	962646
Date	Aug 7, 2020
Instrument	962646

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 28, 2017
Property Address	642 NITTY GRITTY LN, PRIEST RIVER, ID 83856-6598
Document Number	910463
Map Reference	MB11 PG11
Instrument Date	Aug 28, 2017
Instrument	910463
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	642 NITLY GNITY LN, PRIEST RIVER, ID 83856

Mortgage

Document Number	910464
Date	Aug 28, 2017
Instrument	910464

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 642 Nitty Gritty Ln was $2,069 with a homeowner's exemption, up 8.5% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,069.00 (+8.5%) Homeowner's exemption	$628,887 (-4.29%) Land $209,787 Building $419,100	$628,887 (-4.29%) Land $209,787 Building $419,100
2025	$1,907.00 Homeowner's exemption	$657,064 Land $210,144 Building $446,920	$657,064 Land $210,144 Building $446,920
2023	$1,296.00 Homeowner's exemption	$543,676 Land $182,322 Building $361,354	$543,676 Land $182,322 Building $361,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Nitty Gritty Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Nitty Gritty Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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