642 N Rustic Ct, Midland, MI 48640 Property Records

Midland County property record for 642 N Rustic Ct, Midland, MI 48640 · Last verified July 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,170 sqft
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2023)
Tax Bill	$1,396 (2022)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-875-500-100-00`

Property Details

APN / Parcel Number

Primary APN	`040-875-500-100-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
Basement Area	1,170 sqft

Exterior

Lot Area	20,473 sqft (0.469 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	04087550010000
Street Address	642 N RUSTIC CT
City	MIDLAND
State	MI
Zip	48640-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E LOT 10 WILDWOOD SUB NO 1.
Legal Subdivision	WILDWOOD SUB
Legal Lot Number	10
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1028
Census Tract	291200

Owner

Source: Midland County records · APN 040-875-500-100-00

Assessment roll updated March 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1654 S PATTERSON RD, MIDLAND, MI 48640-8562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Sep 07, 2021	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Oct 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Sep 07, 2021 · Amount on Record
Deed Document Number	0016651473
Deed Book / Page	1665 / 1473
Record Updated	Jun 07, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 29, 2023
Property Address	642 N RUSTIC CT, MIDLAND, MI 48640-5051
Document Number	01665/1473
Book / Page	1665 / 1473
Map Reference	LB D PG 33
Instrument Date	Jun 27, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 N RUSTIC CT, MIDLAND, MI 48640-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 S PATTERSON RD, MIDLAND, MI 48640-8562

Mortgage

Document Number	0016651474
Date	Jun 29, 2023
Instrument	1665/1474

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Mortgage

Document Number	01665/1475
Date	Jun 29, 2023
Book Page	1665/1475

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 07, 2021
Property Address	642 N RUSTIC CT, MIDLAND, MI 48640-5051
Document Number	1649/653
Book / Page	1649 / 653
Map Reference	LB D PG 33
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 N RUSTIC CT, 642, MIDLAND, MI 48640-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 N RUSTIC CT, MIDLAND, MI 48640-5051

Mortgage

Document Number	1649654
Date	Sep 07, 2021
Instrument	1649/654

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 26, 2017
Property Address	642 N RUSTIC CT, MIDLAND, MI 48640-5051
Document Number	1610/0423
Book / Page	1610 / 0423
Map Reference	LB D PG 33
Instrument Date	Oct 25, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 N RUSTIC CT, 642, MIDLAND, MI 48640-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1173, MIDLAND, MI 48641-1173

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated March 1, 2023 · Last verified July 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$45,000	$90,000
2022	$1,396.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112912001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2017–2020)
Most Recent Claim	May 2020, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2020 · 7 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

642 N Rustic Ct, Midland, MI 48640 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on N Rustic Ct

Nearby Streets

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