642 N Front St, Reading, PA 19601 Property Records

Berks County property record for 642 N Front St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,582 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (May 2019)
Tax Bill	$711 (2026)
Deeds & Mortgages	Apr 2022 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-57-53-5982`

Property Details

APN / Parcel Number

Primary APN	`5307-57-53-5982`
Alternative APNs	`15-5307-57-53-5982` `15044175` `044175`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,582 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15044175
Street Address	642 N FRONT ST
City	READING
State	PA
Zip	19601-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2014
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	642 N FRONT ST, READING, PA 19601-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 15, 2019	Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Dec 5, 2018	Grant Deed, Transfer
Mar 2, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	201915033
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	642 N FRONT ST, READING, PA 19601-2426
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 N FRONT ST, READING, PA 19601-2426

Mortgage

Document Number	0000016370
Date	Apr 20, 2022
Instrument	2022016370

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2049

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 15, 2019
Property Address	642 N FRONT ST, READING, PA 19601-2426
Document Number	0000015033
Instrument Date	May 7, 2019
Instrument	2019015033
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	642 N FRONT ST, READING, PA 19601-2426

Mortgage

Document Number	0000015034
Date	May 15, 2019
Instrument	2019015034

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000015035
Date	May 15, 2019
Instrument	2019015035

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Dec 5, 2018
Property Address	642 N FRONT ST, READING, PA 19601-2426
Document Number	0000041860
Instrument Date	Nov 28, 2018
Instrument	41860
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 WHITE BIRCH RD MORRISTOWN NJ 07960, MORRISTOWN, NJ 07960

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Mar 2, 2018
Property Address	642 N FRONT ST, READING, PA 19601-2426
Document Number	0000007148
Instrument Date	Feb 28, 2018
Instrument	7148
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2307 PENN AVE WEST LAWN PA 196091651, WEST LAWN, PA 19609-1651

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$711.00 (+6.6%)	$25,200 (-) Land $7,000 Building $18,200	$7,000 (-72.22%) Land $7,000
2024	$667.00	$25,200 Land $7,000 Building $18,200
1994			$25,200 Land $7,000 Building $18,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures