642 N 700 E, Bluffton, IN 46714 Property Records

Wells County property record for 642 N 700 E, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,765 sqft · built 2013
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`90-06-31-100-002.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-06-31-100-002.000-010`
Alternative APNs	`00001575487` `0050329901`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Basement Area	1,765 sqft
Unfinished Basement	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Mixed
Garage Area	3,108 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	80 sqft
Gazebo	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001575487
Street Address	642 N 700 E
City	BLUFFTON
State	IN
Zip	46714-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-27-13 1.48A MID 291.4' OF E 221.4' SENE
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2016
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 N 700 E, BLUFFTON, IN 46714-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
May 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022
Deed Sale	May 17, 2022
Deed Document Number	20222209
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	642 N 700 E, BLUFFTON, IN 46714-9803
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202664
Date	Jun 30, 2020
Instrument	20202664

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	May 17, 2022
Property Address	642 N 700 E, BLUFFTON, IN 46714-9803
Document Number	0020222209
Instrument Date	May 16, 2022
Instrument	20222209
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 N 700 E, BLUFFTON, IN 46714-9803

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,822.00 (+15.47%) Homeowner's exemption	$529,400 (+26.11%) Land $50,300 Building $479,100	$529,400 (+26.11%) Land $50,300 Building $479,100
2024	$3,310.00 (+24.06%)
2023		$419,800 (+4.79%) Land $41,200 Building $378,600	$419,800 (+4.79%) Land $41,200 Building $378,600
2022	$2,668.00	$400,600 Land $29,500 Building $371,100	$400,600 Land $29,500 Building $371,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2003–2015)
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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