642 Morton Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 642 Morton Way, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,107 sqft · built 2005
Lot Size	0.152 acres (6,614 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Feb 2014)
Tax Bill	$7,002 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-610-320-000`

Property Details

APN / Parcel Number

Primary APN	`240-610-320-000`
Alternative APN	`240-610-32`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,107 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,614 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-610-32
Street Address	642 MORTON WAY
City	TRACY
State	CA
Zip	95377-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-FM PT OF 240-020-05 PER PRESIDIO PUD NO 3A
Legal Subdivision	PRESIDIO PUD UNIT 3A
Legal Block	3
Legal Lot Number	483
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3005
Census Tract	5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 MORTON WAY, TRACY, CA 95377-8555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FT FINANCIAL INC
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2014 · Amount on Record
Deed Sale	Feb 14, 2014 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	201415511
Last Transfer Date	Nov 17, 2020
Transfer Doc	0000164566
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	642 MORTON WAY, TRACY, CA 95377-8555
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 MORTON WAY, TRACY, CA 95377-8555

Mortgage

Document Number	0000103808
Date	Dec 12, 2023
Instrument	2023-103808

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 25, 2020
Property Address	642 MORTON WAY, TRACY, CA 95377-8555
Document Number	0000164566
Map Reference	MB 38 PG 75
Instrument Date	Nov 17, 2020
Instrument	2020-164566
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 MORTON WAY, TRACY, CA 95377-8555

Mortgage

Document Number	0000164567
Date	Nov 25, 2020
Instrument	2020-164567

Lender

Name	FT FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	642 MORTON WAY, TRACY, CA 95377-8555
Document Number	0000026945
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 MORTON WAY TRACY CA 953778555, TRACY, CA 95377-8555

Mortgage

Document Number	0000026945
Date	Mar 3, 2020
Instrument	26945

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,002.00 (+0.52%)
2025	$6,966.00 (+6.71%) Veteran's exemption	$555,799 (+4.04%) Land $153,228 Building $402,571
2023	$6,528.00 (+0.77%) Disabled Person's exemption Veteran's exemption	$534,219 Land $147,279 Building $386,940	$809,010
2022	$6,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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