Porter County property record for 642 McCool Rd, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,396 sqft · built 1975 |
| Lot Size | 0.297 acres (12,956 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,743 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-06-31-430-025.000-015 |
| Primary APN | 64-06-31-430-025.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,956 sqft (0.297 acres) |
| Lot Dimensions | 164 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 132 sqft |
| Lean-To | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 00000976234 |
|---|---|
| Street Address | 642 MCCOOL RD |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HAVEN 5TH UNIT 1 TCCD LOT 1478 |
| Legal Subdivision | SOUTH HAVEN 5TH |
| Legal Lot Number | 1478 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 50505 |
642 McCool Rd is owned and occupied by two individuals.
Source: Porter County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 MCCOOL RD, VALPARAISO, IN 46385-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 642 MCCOOL RD, VALPARAISO, IN 46385-8242 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014526 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-014526 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MARIETTA, GA 30060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 642 MCCOOL RD, VALPARAISO, IN 46385-8242 |
| Document Number | 0000006994 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 642 MCCOOL RD VALPARAISO IN 463858242, VALPARAISO, IN 46385-8242 |
| Document Number | 0000006994 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 6994 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Portage Township |
| Unified School District | Portage Township Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226,800 Land $31,000 Building $195,800 | $226,800 Land $31,000 Building $195,800 | |
| 2024 | $1,743.00 (+7.2%) | ||
| 2023 | $1,626.00 (+4.36%) | $203,500 Land $29,300 Building $174,200 | $203,500 Land $29,300 Building $174,200 |
| 2022 | $1,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 642 McCool Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 642 McCool Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures