642 Maple St, Colon, MI 49040 Property Records

St. Joseph County property record for 642 Maple St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,936 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2026)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041-090-018-00`

Property Details

APN / Parcel Number

Primary APN	`041-090-018-00`

Interior

Full Baths	1 Bath
Building Area	1,936 sqft Building Perimeter
1st Floor Area	1,324 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	123 ft deep x 66 ft wide
Garage Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	642 MAPLE ST
City	COLON
State	MI
Zip	49040-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 6 BLK 3. BOWMANS SO. ADD. VILL OF COLON.
Legal Subdivision	BOWMANS SO. ADD. VILL OF COLON
Legal Block	3
Legal Lot Number	6
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	3
Census Block	3005
Census Tract	41302

Owner

Source: St. Joseph County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	365 EAST AVE, ATHENS, MI 49011-9600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Nov 12, 2015 · Amount on Record
Deed Document Number	20267548
Prior Transfer Date	Sep 12, 2013
Prior Transfer Doc	1719/0794
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 18, 2026
Property Address	642 MAPLE ST, COLON, MI 49040-9385
Document Number	0000007548
Instrument Date	Sep 17, 2026
Instrument	20267548
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 EAST AVE, ATHENS, MI 49011-9600

Mortgage

Document Number	0000007549,
Date	Sep 18, 2026
Instrument	20267549

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	642 MAPLE ST, COLON, MI 49040-9385
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 MAPLE ST, COLON, MI 49040-9385

Mortgage

Document Number	2021011563
Date	Nov 16, 2021
Instrument	2021011563

Lender

Name	THE STATE OF MICHIGAN
Type	Non-Lending Institution
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,200 (+13.42%) Land $14,900 Building $104,300	$238,400 (+13.42%) Land $29,800 Building $208,600
2025	$2,365.00 Homeowner's exemption	$105,100 Land $9,500 Building $95,600	$210,200 Land $19,000 Building $191,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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