642 Main St, Branford, CT 06405 Property Records

Branford Town property record for 642 Main St, Branford, CT 06405

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,324 sqft · built 1880
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$212,500 (Oct 1987)
Tax Bill	$5,584 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRAN M:D07-000 B:002 L:00042`

Property Details

APN / Parcel Number

Primary APN	`BRAN M:D07-000 B:002 L:00042`
Alternative APNs	`D07 000/002 00042` `3319`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	3,678 sqft
Basement Area	994 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3319
Street Address	642 MAIN ST
City	BRANFORD
State	CT
Zip	06405-3613
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BR
Legal Block	2
Legal Lot Number	42
Jurisdiction	BRANFORD CT
Township / Civil Division	BRANFORD
Census Block Group	4
Census Block	4000
Census Tract	184101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Branford Center Historic District listed 1987 · 557 contributing resources · NRIS 87000636

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

642 Main St, a duplex, is owned by a company that acquired it in July 2019.

Source: Branford Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	34 BEECHWOOD RD, BRANFORD, CT 06405-3250
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage ASCEND BANK
Jul 19, 2019	Quit Claim Deed, Transfer UNKNOWN
Jul 3, 2019	Warranty Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 1987 · Amount on File
Deed Sale	Oct 6, 1987 · Amount on File
Last Transfer Date	Jul 18, 2019
Transfer Doc	1264-806
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	642 MAIN ST, BRANFORD, CT 06405-3613
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001423-839
Date	Mar 2, 2026
Book Page	1423/839
Instrument	3722640023

Lender

Name	ASCEND BANK

Agreement

Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANFORD CT
Recording Date	Jul 19, 2019
Property Address	642 MAIN ST, BRANFORD, CT 06405-3613
Document Number	1264-806
Book / Page	001264 / 000806
Instrument Date	Jul 18, 2019
Instrument	2964170002
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34 BEECHWOOD RD BRANFORD CT 064053250, BRANFORD, CT 06405-3250

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANFORD CT
Recording Date	Jul 3, 2019
Property Address	642 MAIN ST, BRANFORD, CT 06405-3613
Document Number	1264-131
Book / Page	1264 / 131
Instrument Date	Jun 21, 2019
Instrument	2958730002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1264-133
Date	Jul 3, 2019
Book Page	1264/133
Instrument	2958740019

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 642 Main St was $5,584, up 3.5% from the year before.

Source: Branford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Branford Town
Unified School District	Branford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,584.00 (+3.54%)	$252,000 (-) Land $74,300 Building $177,700	$495,093 (+180.66%)
2025	$5,393.00	$252,000 Land $74,300 Building $177,700	$176,400 Land $52,010 Building $124,390
2024	$5,393.00 (+14.26%)
2023	$4,720.00 (+1.51%)	$157,900 (-) Land $62,600 Building $95,300
2022	$4,650.00	$157,900 Land $62,600 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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