642 M 89, Plainwell, MI 49080 Property Records

Allegan County property record for 642 M 89, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1983
Lot Size	18.9 acres (826,333 sqft)
Owner	Individual Name on Record
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-028-038-40`

Property Details

APN / Parcel Number

Primary APN	`08-028-038-40`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	826,333 sqft (18.9 acres)
Garage Area	1,490 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	642 M 89
City	PLAINWELL
State	MI
Zip	49080-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	W 1/2 NE 1/4 SE 1/4 EX COM 1177.44' W OF E 1/4 PST TH S 290.40' TH W 150' TH N 290.40' TH E 150' TO POB SEC 28 T1N R11W (95)
Legal Range	11W
Legal Township	01N
Legal Section	28
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	4
Census Block	4018
Census Tract	32100

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 M 89, PLAINWELL, MI 49080-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	642 M 89, PLAINWELL, MI 49080-9748
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 M 89, PLAINWELL, MI 49080-9748

Mortgage

Document Number	004834/374
Date	Feb 6, 2023
Book Page	4834/374
Instrument	2023001621

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2033

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 13, 2018
Property Address	642 M 89, PLAINWELL, MI 49080-9748
Document Number	4237/023
Book / Page	4237 / 023
Instrument Date	Mar 13, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1860 E DOWLING RD, 1860, HASTINGS, MI 49058-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 M 89, PLAINWELL, MI 49080-9748

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,200 (+40.22%) Land $84,900 Building $56,300	$282,400 (+40.22%) Land $169,800 Building $112,600
2025	$2,396.00 (+12.33%)
2023		$100,700 Land $44,500 Building $56,200	$201,400 Land $89,000 Building $112,400
2022	$2,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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