642 Legend Ln, McHenry, IL 60050 Property Records

McHenry County property record for 642 Legend Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,871 sqft · built 2005
Lot Size	0.326 acres (14,190 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2026)
Tax Bill	$6,188 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-32-428-022`

Property Details

APN / Parcel Number

Primary APN	`09-32-428-022`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,871 sqft Living Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,190 sqft (0.326 acres)
Garage Area	265 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	642 LEGEND LN
City	MCHENRY
State	IL
Zip	60050-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2007R0082728 UNIT 11-2 LEGEND LAKES CONDOS 4TH AMEND (PT MID PT W PT LT 1 SHAMROCK FARMS SUB NEIGHBORHOOD 2)
Legal Subdivision	SHAMROCK FARMS SUB
Legal Lot Number	1
Legal Unit	11-2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1027
Census Tract	870501

Owner

Source: McHenry County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1162 WINDSLOW CIR, CRYSTAL LAKE, IL 60014-8572
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Dec 26, 2007 · Amount on Record
Deed Document Number	202617634
Prior Transfer Date	May 1, 2025
Prior Transfer Doc	0000012016
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 24, 2026
Property Address	642 LEGEND LN, MCHENRY, IL 60050-8011
Document Number	0000017634
Instrument Date	Jun 17, 2026
Instrument	202617634
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1162 WINDSLOW CIR, CRYSTAL LAKE, IL 60014-8572

Mortgage

Document Number	0000017635,
Date	Jun 24, 2026
Instrument	202617635

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,188.00	$73,161 (+20.31%) Land $7,369 Building $65,792	$219,483 (+20.31%) Land $22,107 Building $197,376
2022	Homeowner's exemption	$60,808 Land $6,125 Building $54,683	$182,424 Land $18,375 Building $164,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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