642 Larch St, Chico, CA 95926 Property Records

Butte County property record for 642 Larch St, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,194 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (Sep 2024)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Jun 2023 Transfer Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`045-580-043-000`

Property Details

APN / Parcel Number

Primary APN	`045-580-043-000`
Alternative APN	`045-580-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	045-580-043
Street Address	642 LARCH ST
City	CHICO
State	CA
Zip	95926-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	642 LARCH ST
Legal Subdivision	GLENOAK ESTATES
Legal Lot Number	21
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2000
Census Tract	800

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	642 LARCH ST, CHICO, CA 95926-1717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Intrafamily Transfer, Transfer
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST FCU
Apr 9, 2019	Intrafamily Transfer, Transfer · ARM FIREFIGHTER FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	202422871
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000018727
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jun 9, 2023
Property Address	642 LARCH ST, CHICO, CA 95926-1717
Document Number	0000015259
Map Reference	MB 104 PG 9&10
Instrument Date	Jun 9, 2023
Instrument	2023-0015259
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	642 LARCH ST, CHICO, CA 95926-1717

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	642 LARCH ST, CHICO, CA 95926-1717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 LARCH ST, CHICO, CA 95926-1717

Mortgage

Document Number	0000038165
Date	Sep 16, 2020
Instrument	2020-0038165

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	642 LARCH ST, CHICO, CA 95926-1717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018163
Date	May 6, 2020
Instrument	2020-0018163

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Apr 9, 2019
Property Address	642 LARCH ST, CHICO, CA 95926-1717
Document Number	0000018727
Map Reference	MB 104 PG 9&10
Instrument Date	Mar 29, 2019
Instrument	2019-0018727
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	642 LARCH ST, CHICO, CA 95926-1717

Mortgage

Document Number	0000018728
Date	Apr 9, 2019
Instrument	2019-0018728

Lender

Name	FIREFIGHTER FIRST FCU
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	8.75%

Mortgage

Document Number	0000018729
Date	Apr 9, 2019
Instrument	2019-0018729

Lender

Name	FIREFIGHTER FIRST FCU
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,244 (+2%) Land $113,012 Building $326,232
2025	$4,899.00 (+55.72%) Homeowner's exemption	$430,633 (+52.78%) Land $110,797 Building $319,836
2024			$388,620
2023	$3,146.00 (+1.65%)	$281,857 (+2%) Land $138,619 Building $143,238
2022	$3,095.00	$276,331 Land $135,901 Building $140,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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