642 Kuser Rd, Hamilton (Trenton), NJ 08619 Property Records

Mercer County and Hamilton Township property record for 642 Kuser Rd, Hamilton, NJ 08619

Property Summary

Property TypeSingle Family Home
Details1,470 sqft · built 1950
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$286,000 (Mar 2021)
Tax Bill$8,198 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-01914-0000-00003

Property Details

APN / Parcel Number

Primary APN03-01914-0000-00003
Alternative APNs
  • 0300050000000004
  • 030191400003

Interior

Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area1,470 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0300050000000004
Street Address642 KUSER RD
CityTRENTON
StateNJ
Zip08619-3952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description11560-R
Legal SubdivisionTOWNSHIP/HAMILTON
Legal Block1914
Legal Lot Number3
JurisdictionMERCER NJ
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1011
Census Tract2702

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address642 KUSER RD, TRENTON, NJ 08619-3952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Mar 25, 2021Deed, Transfer · Conventional Mortgage
WEICHERT FINANCIAL SERVICES
Oct 21, 2020Deed of Trust, Mortgage · FHA Mortgage
JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2021 · Amount on Record
Deed SaleMar 25, 2021 · Amount on Record
Prior SaleNov 5, 2005 · Amount on Record
Deed Document Number202119014
Deed Book / Page6436 / 58
Prior Transfer DateJun 27, 1996
Prior Transfer Doc0030870256
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address642 KUSER RD, HAMILTON, NJ 08619-3952
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 KUSER RD, TRENTON, NJ 08619-3952

Mortgage

Document Number0000037394
DateNov 1, 2023
Book Page11840/1359
Instrument2023037394
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionMERCER NJ
Recording DateMar 25, 2021
Property Address642 KUSER RD, HAMILTON, NJ 08619-3952
Document Number0000019014
Book / Page6436 / 58
Instrument DateMar 10, 2021
Instrument2021019014
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyTITLE EVOLUTION LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,605.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address391 URSINUS CT, 391, PEMBERTON, NJ 08068-1741

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 KUSER RD, HAMILTON, NJ 08619-3952

Mortgage

Document Number0000019016
DateMar 25, 2021
Instrument2021019016
Lender
NameWEICHERT FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address642 KUSER RD, HAMILTON, NJ 08619-3952
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048145
DateOct 21, 2020
Book Page11535/1313
Instrument2020048145
Lender
NameJAMES B NUTTER & CO
TypeMortgage Company
AddressKANSAS CITY, MO 64111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHamilton Township
Unified School DistrictHamilton Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,100 (-) Land $44,100 Building $177,000$221,100 (-) Land $44,100 Building $177,000
2025$8,198.00 (+5.21%)$221,100 (-) Land $44,100 Building $177,000$221,100 (-) Land $44,100 Building $177,000
2024$7,792.00 (+8.42%)
2023$221,100 Land $44,100 Building $177,000$221,100 Land $44,100 Building $177,000
2022$7,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims46 (1978–2023)
Most Recent ClaimMay 2023 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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