642 Hermosa Way, Oxnard, CA 93036 Property Records

Ventura County property record for 642 Hermosa Way, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1997
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Feb 2023)
Tax Bill	$9,146 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`142-0-223-135`

Property Details

APN / Parcel Number

Primary APN	`142-0-223-135`
Alternative APN	`1420111740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,000 sqft (0.138 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	114 sqft

Location & Zoning

Street Address	642 HERMOSA WAY
City	OXNARD
State	CA
Zip	93036-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-
Legal Description	TRACT: 426802 LOT: 84 REF: 126MR 88
Legal Subdivision	4268-2
Legal Tract	426802
Legal Block	223
Legal Lot Number	84
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2023
Census Tract	9200

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 7, 2023	Grant Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 20, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 17, 2017	Deed of Trust, Mortgage · VA Mortgage DLJ FINANCIAL INC
Nov 26, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Dec 20, 2022 · Amount on Record
Deed Document Number	20237079
Prior Transfer Date	Dec 24, 2001
Prior Transfer Doc	0000003519
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082316
Date	Dec 7, 2021
Instrument	2021000082316

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066246
Date	Jun 13, 2022
Instrument	2022000066246

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 7, 2023
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Document Number	0000007079
Map Reference	MB 126 PG 88-92
Instrument Date	Jan 31, 2023
Instrument	2023000007079
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	642 HERMOSA WAY, OXNARD, CA 93036-8233

Mortgage

Document Number	0000007080
Date	Feb 7, 2023
Instrument	2023000007080

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 20, 2022
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Document Number	0000117267
Map Reference	MB 126 PG 88-92
Instrument Date	Dec 13, 2022
Instrument	2022000117267
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 AMY PL, PORT HUENEME, CA 93041-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 HERMOSA WAY, OXNARD, CA 93036-8233

Mortgage

Document Number	2022000066246
Date	Jun 13, 2022
Instrument	2022000066246

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064488
Date	May 17, 2017
Instrument	20170517-00064488

Lender

Name	DLJ FINANCIAL INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147773
Date	Nov 26, 2019
Instrument	20191126-00147773

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	642 HERMOSA WAY, OXNARD, CA 93036-8233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 HERMOSA WAY, OXNARD, CA 93036-8233

Mortgage

Document Number	0000155765
Date	Sep 28, 2020
Instrument	20200928-00155765

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$774,681 (+2%) Land $503,543 Building $271,138
2025	$9,146.00 (+1.7%)	$759,492 (+4.04%) Land $493,670 Building $265,822
2024	$8,993.00 (+3.99%)
2023	$8,648.00 (+44.57%)	$730,000 Land $474,500 Building $255,500
2022	$5,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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