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642 Hancock Ct, Ferndale, MI 48220 Property Records

Oakland County property record for 642 Hancock Ct, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 838 sqft · built 1921
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Mar 2021)
Tax Bill$4,422 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-329-017

Property Details

APN / Parcel Number

Primary APN24-25-34-329-017

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area838 sqft Living Area
1st Floor Area830 sqft
Basement Area830 sqft
Unfinished Basement830 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions120 ft deep x 36 ft wide
Garage Area379 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address642 HANCOCK CT
CityFERNDALE
StateMI
Zip48220-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 THE NORTHERN MICH SUB LOT 20, ALSO N 25 FT OF VAC FAIRFIELD ADJ TO SAME 1-9-97 CORR
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionTHE NORTHERN MICH SUB
Legal Lot Number20
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2011
Census Tract173400

Owner

642 Hancock Ct is owned and occupied by an individual who bought it in March 2021.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address642 HANCOCK CT, FERNDALE, MI 48220-2408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2021 · Amount on File
Deed SaleMar 15, 2021 · Amount on File
Prior SaleFeb 16, 1996 · Amount on File
Deed Document Number202166369
Deed Book / Page55877 / 450
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 15, 2021
Property Address642 HANCOCK CT, FERNDALE, MI 48220-2408
Document Number0000066369
Book / Page55877 / 450
Map ReferenceLB 26 PG 27
Instrument DateMar 10, 2021
Instrument66369
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyGREATER MACOMB TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,548.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address642 HANCOCK CT, 642, FERNDALE, MI 48220-2408

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 HANCOCK CT, FERNDALE, MI 48220-2408

Mortgage

Document Number0055898321
DateMar 15, 2021
Instrument55898/321
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 642 Hancock Ct was $4,422 with a homeowner's exemption, down 2.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,422.00 (-2.81%) Homeowner's exemption$96,340$192,680
2024$4,550.00
2023$85,150$170,300
2021$1,683.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 Hancock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Hancock Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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