642 Grace St, Ottumwa, IA 52501 Property Records

Wapello County property record for 642 Grace St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1954
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2021)
Tax Bill	$1,324 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007417290076000`

Property Details

APN / Parcel Number

Primary APN	`007417290076000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	642 GRACE ST
City	OTTUMWA
State	IA
Zip	52501-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OTTUMWA PT BLK 14 CM SECOR BLK14/W 140/N155BG/W136/N50/ E136/S50 TO BG (642 GRACE)
Legal Subdivision	WEST OTTUMWA
Legal Block	14,14/W
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3039
Census Tract	960600

Owner

642 Grace St is owned by an individual who bought it in November 2021.

Source: Wapello County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1614 E MAIN ST, OTTUMWA, IA 52501-3429
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Dec 30, 2013 · Amount on File
Deed Document Number	20215250
Deed Book / Page	2021 / 5250
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Nov 8, 2021
Property Address	642 GRACE ST, OTTUMWA, IA 52501-3912
Document Number	02021/5250
Book / Page	2021 / 5250
Instrument Date	Nov 5, 2021
Instrument	2021 5250
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 GRACE ST, OTTUMWA, IA 52501-3912

Mortgage

Document Number	02021/5251
Date	Nov 8, 2021
Book Page	2021/5251
Instrument	2021 5251

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 642 Grace St was $1,324.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,324.00	$66,250 (-) Land $7,280 Building $58,970	$66,250 (-) Land $7,280 Building $58,970
2025		$66,250 Land $7,280 Building $58,970	$66,250 Land $7,280 Building $58,970
2024	$1,366.00
2023		$62,950 (+24.09%) Land $7,280 Building $55,670	$62,950 Land $7,280 Building $55,670
2022	$1,212.00	$50,730 Land $7,280 Building $43,450
2021			$50,730 Land $7,280 Building $43,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Grace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Grace St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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