642 Gorham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 642 Gorham St, Lowell, MA 01852

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 9 ba · 10,656 sqft · built 1902
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Sep 1998)
Tax Bill$20,013 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNM18810

Property Details

APN / Parcel Number

Primary APNM18810
Alternative APNs
  • LOWE M:182 B:2675 L:642
  • M:000182 T:M18810

Interior

Bedrooms9 Beds
Full Baths9 Baths
Units11 Units
Stories3 Stories
Building Area10,656 sqft Living Area
Gross Area14,766 sqft
1st Floor Area3,492 sqft
Basement Area3,492 sqft
Unfinished Basement3,492 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM18810
Street Address642 GORHAM ST
CityLOWELL
StateMA
Zip01852-4023
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeUMU
Legal Block2675
Legal Lot Number642
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2010
Census Tract312000

Owner

642 Gorham St, a residential property, is owned by two individuals who bought it in September 1998.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5 RODEO CIR, BILLERICA, MA 01821-1242
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 1998 · Amount on File
Deed SaleSep 10, 1998 · Amount on File
Prior SaleApr 23, 1997 · Amount on File
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address642 GORHAM ST, LOWELL, MA 01852-4023
Document Number32096-101
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJun 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 GORHAM ST LOWELL MA 018524023, LOWELL, MA 01852-4023

Mortgage

Document Number32096-101
DateMay 24, 2018
Book Page032096/000101
Instrument20875
Lender
NameEVERETT BK
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 642 Gorham St was $20,013, up 8.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$20,013.00 (+8.09%)$1,763,300 (+9.33%) Land $132,900 Building $1,630,400
2025$18,515.00 (+1.62%)$1,612,800 (+5.43%) Land $124,200 Building $1,488,600
2024$18,219.00 (+71.76%)$1,529,700 (+79.12%) Land $112,000 Building $1,417,700
2023$10,607.00$854,000 Land $160,000 Building $694,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 642 Gorham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 642 Gorham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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