642 Gilbert Ter, Aurora, IL 60506 Property Records

Kane County property record for 642 Gilbert Ter, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1957
Lot Size	0.203 acres (8,863 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,093 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-29-251-016`

Property Details

APN / Parcel Number

Primary APN	`15-29-251-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,252 sqft
Basement Area	1,000 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,863 sqft (0.203 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	642 GILBERT TER
City	AURORA
State	IL
Zip	60506-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERTS 1ST ADDN : LOT 8
Legal Subdivision	GILBERTS 1ST ADDN
Legal Block	2
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2037
Census Tract	854001

Owner

Source: Kane County assessment roll, APN 15-29-251-016, as of July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	642 GILBERT TER, AURORA, IL 60506-5305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2009
Deed Sale	Jul 09, 2009
Prior Sale	Jul 25, 2006 · Amount on Record
Deed Document Number	200952258
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	642 GILBERT TER, AURORA, IL 60506-5305
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071505
Date	Sep 21, 2021
Instrument	2021K071505

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

Interest

Rate	2.74%

Tax Assessment & Valuation

Source: Kane County assessment roll as of July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,093.00 (+5.3%) Homeowner's exemption Disabled Person's exemption	$75,297 (+9.39%) Land $8,200 Building $67,097	$225,981 (+9.39%) Land $24,610 Building $201,372
2024	$3,887.00 (+9.52%)	$68,833 (+22.66%) Land $7,496 Building $61,337	$206,582 (+22.71%) Land $22,497 Building $184,085
2022	$3,549.00 (+9.5%) Disabled Person's exemption	$56,115 (+10.8%) Land $6,111 Building $50,004	$168,345 (+10.8%) Land $18,333 Building $150,012
2021	$3,241.00 Disabled Person's exemption	$50,647 Land $5,689 Building $44,958	$151,941 Land $17,067 Building $134,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 177 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Benton Ridge Telephone Company.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AURORA serves 183,000 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.