642 Garner Dr, Denton, NC 27239 Property Records

Davidson County property record for 642 Garner Dr, Denton, NC 27239

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 5,993 sqft · built 2016
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,971 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-031-0-000-0020-K`

Property Details

APN / Parcel Number

Primary APN	`07-031-0-000-0020-K`
Alternative APN	`9218039`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,993 sqft Total Area
1st Floor Area	1,575 sqft
Upper Floors Area	856 sqft
Attic	Attic
Attic Area	147 sqft
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	854 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9218039
Street Address	642 GARNER DR
City	DENTON
State	NC
Zip	27239-7524
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA2
Legal Description	PB63-36 L20K BK2182-263 TR 5A GARNER RD
Legal Tract	5A
Jurisdiction	DAVIDSON NC
Township / Civil Division	EMMONS
Census Block Group	2
Census Block	2055
Census Tract	62001

Owner

Source: Davidson County records · APN 07-031-0-000-0020-K

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	642 GARNER DR, DENTON, NC 27239-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	642 GARNER DR, DENTON, NC 27239-7524
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024112352
Date	Jun 08, 2020
Book Page	2411/2352
Instrument	2020000012038

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,971.00 (-3.73%)	$429,230 (-)	$429,230 (-) Land $10,890 Building $418,340
2023	$3,086.00	$429,230	$429,230 Land $10,890 Building $418,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Spectrum.

Based on FCC filings for 4 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HANDY SANITARY DISTRICT serves 9,548 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.