642 Fresca St, Solana Beach, CA 92075 Property Records

San Diego County property record for 642 Fresca St, Solana Beach, CA 92075

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,021 sqft · built 1980
Lot Size0.149 acres (6,500 sqft)
Owner2 Company Names on Record
Last Sale$2,180,000 (Aug 2024)
Tax Bill$24,043 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN298-440-43-00

Property Details

APN / Parcel Number

Primary APN298-440-43-00
Alternative APN
  • 2984500200

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,021 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area6,500 sqft (0.149 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number2984500200
Street Address642 FRESCA ST
CitySOLANA BEACH
StateCA
Zip92075-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLMRd
Legal DescriptionLOT 22 TR 005839
Legal SubdivisionSOLANA DEL MAR
Legal Tract005839
Legal Block2
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17307

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address642 FRESCA ST, SOLANA BEACH, CA 92075-2406
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 30, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2024 · Amount on Record
Deed SaleAug 8, 2024 · Amount on Record
Prior SaleJun 9, 2005 · Amount on Record
Deed Document Number2024210546
Prior Transfer DateJun 12, 2017
Prior Transfer Doc0000299050
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address642 FRESCA ST, SOLANA BEACH, CA 92075-2406
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 FRESCA ST, SOLANA BEACH, CA 92075-2406

Mortgage

Document Number0000306680
DateOct 31, 2025
Instrument2025-0306680
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.1%
IndexSOFR Average 30-Day
Max Rate10.1%

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2017
Property Address642 FRESCA ST, SOLANA BEACH, CA 92075-2406
Document Number0000299050
Instrument DateJun 12, 2017
Instrument299050
Transaction TypeTransfer
Record UpdatedJul 10, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address642 FRESCA ST SOLANA BEACH CA 920752406, SOLANA BEACH, CA 92075-2406

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,223,600 (+2%) Land $1,836,000 Building $387,600
2025$24,043.00 (+66.34%)$2,180,000 (+68.67%) Land $1,800,000 Building $380,000
2023$14,454.00 (+1.54%) Homeowner's exemption$1,292,489 Land $917,748 Building $374,741
2022$14,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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