Lorain County property record for 642 F St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,189 sqft · built 1923 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Last Sale | $21,500 (Apr 2024) |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-114-006 |
| Primary APN | 02-01-003-114-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 1,885 sqft |
| 1st Floor Area | 696 sqft |
| Upper Floors Area | 493 sqft |
| Basement Area | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 164 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Patio Area | 324 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 002672-0 |
|---|---|
| Street Address | 642 F ST |
| City | LORAIN |
| State | OH |
| Zip | 44052-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRHOME 50 X 150 LOT # 688 |
| Legal Subdivision | FAIRHOME |
| Legal Tract | 01 |
| Legal Block | 114 |
| Legal Lot Number | 688 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 22200 |
Source: Lorain County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 642 F ST, LORAIN, OH 44052-2116 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN FUNDER LLC |
| Apr 20, 2026 | Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT |
| Apr 24, 2024 | Executor's Deed, Transfer · Line of Credit SECURED INVESTMENT HIGH YIELD FUND |
| Feb 7, 2024 | Certificate of Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Deed Document Number | 202410983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 15, 2026 |
| Property Address | 642 F ST, LORAIN, OH 44052-2116 |
| Document Number | 0000111566 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026111566 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 642 F ST, LORAIN, OH 44052-2116 |
| Document Number | 0000111567, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 2026111567 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 20, 2026 |
| Property Address | 642 F ST, LORAIN, OH 44052-2116 |
| Document Number | 0000092362 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202692362 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 642 F ST, LORAIN, OH 44052-2116 |
| Document Number | 0000092363, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202692363 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 17, 2027 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 24, 2024 |
| Property Address | 642 F ST, LORAIN, OH 44052-2116 |
| Document Number | 0000010983 |
| Map Reference | VOL 4 PG 13 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024-0010983 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Title Company | INNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3931 LOFGREN AVE, SACRAMENTO, CA 95835-2708 |
| Document Number | 0000010984 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024-0010984 |
| Name | SECURED INVESTMENT HIGH YIELD FUND |
|---|---|
| Type | Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 14 Months |
| Due | May 31, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 7, 2024 |
| Property Address | 642 F ST, LORAIN, OH 44052-2116 |
| Document Number | 0000003326 |
| Map Reference | VOL 4 PG 13 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024-0003326 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 1319 W 33RD ST, LORAIN, OH 44053-2703 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,271.00 (-4.94%) | $31,660 (%) Land $4,850 Building $26,810 | $90,460 (-) Land $13,860 Building $76,600 |
| 2024 | $1,337.00 (+103.81%) | $31,661 (+44.48%) Land $4,851 Building $26,810 | $90,460 (+44.48%) Land $13,860 Building $76,600 |
| 2023 | $656.00 (-2.38%) | $21,914 (-0.03%) Land $4,806 Building $17,108 | $62,610 (-) Land $13,730 Building $48,880 |
| 2022 | $672.00 | $21,920 Land $4,810 Building $17,110 | |
| 2021 | $62,610 Land $13,730 Building $48,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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