El Dorado County property record for 642 Excelsior Rd, Placerville, CA 95667 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,304 sqft Living Area |
| Lot Size | 10,018 sqft (0.229 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $418,000 (2021) |
| Tax Bill | $4,706.00 (2025) |
| Primary APN | 051-311-033-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,304 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood Construction |
| Lot Area | 10,018 sqft (0.229 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 554 sqft Garage |
| Patio Area | 1,304 sqft Patio |
| Water Source | Commercial Water Source |
|---|
| Old Parcel Number | 0513113310 |
|---|---|
| Street Address | 642 EXCELSIOR RD |
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-6611 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 18 10 11 |
| Legal Range | 11 |
| Legal Township | 10 |
| Legal Section | 18 |
| Jurisdiction | EL DORADO CA |
| Minor Civil Division | PLACERVILLE |
| Census Blockgroup | 1 |
| Census Block | 1048 |
| Census Tract | 31200 |
Source: El Dorado County records · APN 051-311-033-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2021 | Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 24, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FLAGSTAR BANK FSB |
| Apr 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage ASSET FIN'L CTR INC |
| Aug 02, 2019 | Grant Deed, Transfer · Veterans Administration Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 01, 2017 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2021 · Amount on Record |
| Deed Sale | Oct 06, 2021 · Amount on Record |
| Prior Sale | Aug 02, 2019 · Amount on Record |
| Deed Doc Number | 2021-0063353 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 06, 2021 |
| Property Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Document Number | 0000063353 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-0063353 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Document Number | 0000063354 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 2021-0063354 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000030149 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017-0030149 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.36% |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.36% |
| Index | 1-Year LIBOR |
| Max Rate | 8.36% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Document Number | 0000016648 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 642 EXCELSIOR RD PLACERVILLE CA 956676611, PLACERVILLE, CA 95667-6611 |
| Document Number | 0000016648 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 16648 |
| Name | ASSET FIN'L CTR INC |
|---|---|
| Address | 1424 21ST ST, SACRAMENTO, CA 95811-5209 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 02, 2019 |
| Property Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Document Number | 0000030669 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2019-0030669 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Document Number | 0000030670 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 2019-0030670 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 01, 2017 |
| Property Address | 642 EXCELSIOR RD, PLACERVILLE, CA 95667-6611 |
| Document Number | 0000008675 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 8675 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 EXCELSIOR RD PLACERVILLE CA 956676611, PLACERVILLE, CA 95667-6611 |
| Document Number | 8676 |
|---|---|
| Date | Mar 01, 2017 |
| Instrument | 8676 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2047 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,706.00 (+3.36%) | $443,584 (+4.04%) Land $125,222 Building $318,362 |
| 2023 | $4,553.00 (+1.43%) | $426,360 Land $120,360 Building $306,000 |
| 2022 | $4,489.00 |
642 Excelsior Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · El Dorado County (06017C), updated August 25, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 70th percentile of exposed land nationally · 45th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 365 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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