642 Electra Dr, Houston, TX 77079 Property Records

Harris County property record for 642 Electra Dr, Houston, TX 77079

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,409 sqft · built 2004
Lot Size0.251 acres (10,920 sqft)
Owner2 Individual Names on File
Last Sale$499,900 (May 2004)
Tax Bill$21,268 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN085-418-000-0007

Property Details

APN / Parcel Number

Primary APN085-418-000-0007

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area4,409 sqft Living Area
1st Floor Area2,295 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area10,920 sqft (0.251 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area149 sqft
Patio Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0854180000007
Street Address642 ELECTRA DR
CityHOUSTON
StateTX
Zip77079-6108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BLK 4 MEMORIAL PLAZA SEC 1
Legal SubdivisionMEMORIAL PLAZA SEC 1
Legal Block4
Legal Lot Number7
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1016
Census Tract450100

Owner

642 Electra Dr is owned and occupied by two individuals who bought it in May 2004.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address642 ELECTRA DR, HOUSTON, TX 77079-6108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 10, 2019Deed of Trust, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2004 · Amount on File
Deed SaleMay 19, 2004 · Amount on File
Deed Document Number2004624362
Deed Book / Page58624 / 915
Prior Transfer DateMay 11, 2004
Prior Transfer Doc000X624362
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address642 ELECTRA DR, HOUSTON, TX 77079-6108
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021424019
DateJul 27, 2021
Instrument2021-424019
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address642 ELECTRA DR, HOUSTON, TX 77079-6108
Document Number0000202091
Instrument DateMay 10, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address642 ELECTRA DR HOUSTON TX 770796108, HOUSTON, TX 77079-6108

Mortgage

Document Number0000202091
DateMay 15, 2019
Instrument202091
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount on Record
Term360 Months
DueMay 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 642 Electra Dr was $21,268 with a homeowner's exemption, up 98.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictSpring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,359,591 (+1.33%) Land $600,600 Building $758,991$1,359,591 (+1.33%) Land $600,600 Building $758,991
2025$21,268.00 (+98.4%) Homeowner's exemption$1,341,791 Land $600,600 Building $741,191$1,341,791 Land $600,600 Building $741,191
2024$10,720.00
2023$1,196,356 Land $546,000 Building $650,356$1,196,356 Land $546,000 Building $650,356
2022$10,090.00
2020$9,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Electra Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 198 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies387 units insured
incl. 189 condo units
Nearby Flood Claims51 (1992–2017)
Claims Outside the SFHA49 of 51
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 11 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 5 claims
  • Severe Storms & Flooding, Mar 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 642 Electra Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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