642 Elderberry Ct, Demorest, GA 30535 Property Records

Habersham County property record for 642 Elderberry Ct, Demorest, GA 30535

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,140 sqft · built 2006
Lot Size1.05 acres (46,174 sqft)
OwnerIndividual Name on Record
Last Sale$203,000 (Feb 2015)
Tax Bill$4,216 (2023)
Deeds & MortgagesNov 2019 Line of Credit
Sep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN109 140Z

Property Details

APN / Parcel Number

Primary APN109 140Z
Alternative APN
  • 669500

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,140 sqft Heated Area
Gross Area3,920 sqft
1st Floor Area2,140 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area46,174 sqft (1.05 acres)
Garage TypeMixed
Garage Area725 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area635 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number669500
Street Address642 ELDERBERRY CT
CityDEMOREST
StateGA
Zip30535-5374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal Description10-108 LT 23 PB 57-250 DB 1076-563
Legal SubdivisionWAYWARD WINDS
Legal Lot Number23
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1029
Census Tract502

Owner

Source: Habersham County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address642 ELDERBERRY CT, DEMOREST, GA 30535-5374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2015 · Amount on Record
Deed SaleFeb 2, 2015 · Amount on Record
Prior SaleApr 18, 2012 · Amount on Record
Deed Document Number0001076563
Deed Book / Page1076 / 563
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address642 ELDERBERRY CT, DEMOREST, GA 30535-5374
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 ELDERBERRY CT, DEMOREST, GA 30535-5374

Mortgage

Document Number0000001207/0000000260
DateNov 29, 2019
Book Page0000001207/0000000260
Lender
NameWELLS FARGO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address642 ELDERBERRY CT, DEMOREST, GA 30535-5374
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 ELDERBERRY CT, DEMOREST, GA 30535-5374

Mortgage

Document Number0000001410/0000000668
DateSep 16, 2025
Book Page0000001410/0000000668
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,216.00 (+7.52%)$162,468 (+7.54%) Land $14,000 Building $148,468$406,170 (+7.54%) Land $35,000 Building $371,170
2022$3,921.00$151,072 Land $24,000 Building $127,072$377,680 Land $60,000 Building $317,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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