642 Edgebrook Ter, Elgin, IL 60120 Property Records

Cook County property record for 642 Edgebrook Ter, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1926
Lot Size	0.253 acres (10,998 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2016)
Tax Bill	$4,802 (2023)
Deeds & Mortgages	Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-19-122-016`

Property Details

APN / Parcel Number

Primary APN	`06-19-122-016`
Alternative APN	`06-19-122-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,998 sqft (0.253 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	642 EDGEBROOK TER
City	ELGIN
State	IL
Zip	60120-8212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	BLUFF CITY ADD
Legal Block	4
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1004
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-122-016

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	642 EDGEBROOK TER, ELGIN, IL 60120-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2016 · Amount on Record
Deed Sale	Jun 09, 2016 · Amount on Record
Prior Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	201646099
Last Transfer Date	Sep 26, 2016
Transfer Doc	0000055012
Record Updated	Sep 20, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 10, 2017
Property Address	642 EDGEBROOK TER, ELGIN, IL 60120-8212
Document Number	1701055012
Instrument Date	Sep 26, 2016
Instrument	1055012
Transaction Type	Transfer
Record Updated	Feb 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	642 EDGEBROOK TER ELGIN IL 601208212, ELGIN, IL 60120-8212

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (+15.01%) Land $7,699 Building $15,301	$230,000 (+15.01%) Land $76,990 Building $153,010
2023	$4,802.00 (+3.56%)
2022	$4,637.00 Homeowner's exemption	$19,999 Land $4,399 Building $15,600	$199,990 Land $43,990 Building $156,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318044061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 7 of 11 on primary residences
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020, rainfall accumulation
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 2 claims Severe Storms And Flooding (Sep 2008), 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.