Fannin County property record for 642 E Second St, Blue Ridge, GA 30513 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Other |
| Year Built | Built 2015 |
| Square Footage | 952 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $395,000 (2024) |
| Tax Bill | $1,449.00 (2025) |
Source: Fannin County records · APN BR02 017
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 642 E SECOND ST, BLUE RIDGE, GA 30513-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Feb 26, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CAPITAL CITY HOME LOANS |
| Jun 16, 2020 | Warranty Deed, Transfer · Stand Alone Second Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Jun 16, 2020 · Amount on Record |
| Deed Doc Number | 0001592644 |
| Deed Book / Page | 1592 / 644 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 642 E SECOND ST, BLUE RIDGE, GA 30513-4635 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 642 E SECOND ST, BLUE RIDGE, GA 30513-4635 |
| Document Number | 0000001484/0000000297 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 0000001484/0000000297 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Feb 26, 2024 |
| Property Address | 642 E SECOND ST, BLUE RIDGE, GA 30513-4635 |
| Document Number | 001592/644 |
| Book / Page | 1592 / 644 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024000476 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 E SECOND ST, BLUE RIDGE, GA 30513-4635 |
| Document Number | 0001592646 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 1592/646 |
| Name | CAPITAL CITY HOME LOANS |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jun 16, 2020 |
| Property Address | 642 E SECOND ST, BLUE RIDGE, GA 30513-4635 |
| Document Number | 0001352/90 |
| Book / Page | 1352 / 90 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020-001241 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 EDENCREST LN, SUWANEE, GA 30024-4242 |
| Document Number | 0000001352/0000000092 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 0000001352/0000000092 |
| Instrument | 002481540019 |
| Name | REGIONS BANK |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Blue Ridge City |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 (+119.21%) | $112,356 (+284.94%) Land $12,000 Building $100,356 | $280,889 (+284.93%) Land $30,000 Building $250,889 |
| 2023 | $29,188 (-16.02%) Land $10,225 Building $18,963 | $72,971 (-16.02%) Land $25,563 Building $47,408 | |
| 2022 | $661.00 | $34,756 Land $10,225 Building $24,531 | $86,891 Land $25,563 Building $61,328 |
Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | BR02 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Building Area | 952 sqft Heated Area |
| 1st Floor | 952 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | 2 Story Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Other Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 102 ft x 75 ft Depth x Width |
| Deck Area | 336 sqft Deck |
|---|---|
| Patio Area | 220 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Storage Building | 144 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 13298 |
|---|---|
| Old Parcel Number | BR02017 |
| Street Address | 642 E SECOND ST |
| City | BLUE RIDGE |
| State | GA |
| Zip | 30513-4635 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 8-2 LL299 LT P/O11 DB1592-644* 0.18ACS |
| Legal Subdivision | BLUE RIDGE RESI DISTRICT B |
| Legal Lot Number | P,O 11 |
| Jurisdiction | FANNIN GA |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 50400 |
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