642 E McFarland St, Bells, TX 75414 Property Records

Grayson County property record for 642 E McFarland St, Bells, TX 75414

Property Summary

Property Type	Single Family Home
Details	2,866 sqft · built 1986
Lot Size	13.8 acres (601,651 sqft)
Owner	Individual Name on Record
Tax Bill	$6,903 (2024)
Deeds & Mortgages	May 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146 023300202`

Property Details

APN / Parcel Number

Primary APN	`146 023300202`
Alternative APN	`121553`

Interior

Stories	1 Story
Building Area	2,866 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	2,866 sqft
Upper Floors Area	480 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Lot Area	601,651 sqft (13.8 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	458 sqft
Utility Building	64 sqft

Location & Zoning

Street Address	642 E MCFARLAND ST
City	BELLS
State	TX
Zip	75414-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0233 COLEMAN S P A-G0233, ACRES 13.8120
Legal Subdivision	COLEMAN S P A-G0233
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3018
Census Tract	101

Owner

Source: Grayson County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	580 E MCFARLAND ST, BELLS, TX 75414-4304
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024
Deed Sale	Dec 30, 2024
Prior Sale	Jul 13, 2011 · Amount on Record
Deed Document Number	202435230
Prior Transfer Date	Jul 12, 2011
Prior Transfer Doc	0000013678
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	642 E MCFARLAND ST, BELLS, TX 75414-2249
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010326
Date	May 6, 2019
Instrument	2019-00010326

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	642 E MCFARLAND ST, BELLS, TX 75414-2249
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036606
Date	Dec 30, 2020
Instrument	2020-00036606

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Bells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$455,525 (-21.22%) Land $22,364 Building $433,161	$736,205 (-10.72%) Land $303,044 Building $433,161
2024	$6,903.00 (+17.54%)
2023		$578,220 Land $22,629 Building $555,591	$824,582 Land $268,991 Building $555,591
2022	$5,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLS serves 2,101 people · EPA ID TX0910001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TekWav Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	60 / 6
Zulu Internet Fixed Wireless	10 / 1

May also be available: Nextlink, Sparklight.

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