642 E Houston Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 642 E Houston Ave, Gilbert, AZ 85234 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,071 sqft · built 1979
Lot Size	0.791 acres (34,443 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Mar 2024)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-10-288`

Property Details

APN / Parcel Number

Primary APN	`304-10-288`
Alternative APN	`304102888`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
Gross Area	2,503 sqft
1st Floor Area	2,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	34,443 sqft (0.791 acres)
Parking Spaces	2 Parking Spaces
Pool Area	442 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	642 E HOUSTON AVE
City	GILBERT
State	AZ
Zip	85234-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIRCLE G RANCHES UNIT 3 MCR 199-15
Legal Range	6E
Legal Township	1S
Legal Section	6
Legal Subdivision	CIRCLE G RANCHES UNIT 3
Legal Lot Number	3
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	422508

Owner

Source: Maricopa County records · APN 304-10-288

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3934 S ROBERTS RD, TEMPE, AZ 85282-4638
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage DESERT FINANCIAL CU
Mar 08, 2024	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 30, 2017	Deed of Trust, Mortgage · ARM GUARANTEED RATE INC
Jun 07, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 24, 2022	Intrafamily Transfer, Transfer · Line of Credit ARIZONA CENTRAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2024 · Amount on Record
Deed Sale	Mar 08, 2024 · Amount on Record
Prior Sale	Aug 08, 2003 · Amount on Record
Deed Document Number	2024122285
Prior Transfer Date	Oct 24, 2022
Prior Transfer Doc	0000794130
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429

Mortgage

Document Number	0000536069
Date	Sep 17, 2025
Instrument	20250536069

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 08, 2024
Property Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429
Document Number	0000122285
Map Reference	MB 199 PG 15
Instrument Date	Mar 05, 2024
Instrument	20240122285
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429

Mortgage

Document Number	0000122286
Date	Mar 08, 2024
Instrument	20240122286

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000642163
Date	Aug 30, 2017
Instrument	2017-0642163

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000433833
Date	Jun 07, 2018
Instrument	20180433833

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 07, 2038

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 24, 2022
Property Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429
Document Number	0000794130
Map Reference	MB 199 PG 15
Instrument Date	Oct 17, 2022
Instrument	20220794130
Transaction Type	Transfer
Record Updated	Nov 01, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 E HOUSTON AVE, 642, GILBERT, AZ 85234-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	642 E HOUSTON AVE, GILBERT, AZ 85234-3429

Mortgage

Document Number	0000794131
Date	Oct 24, 2022
Instrument	20220794131

Lender

Name	ARIZONA CENTRAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,150 (+98.94%)	$631,500 (+2.09%) Land $126,300 Building $505,200
2025	$2,410.00 (+3.26%)	$31,744 (-48.11%)	$618,600 (+1.13%) Land $123,700 Building $494,900
2024		$61,170	$611,700 Land $122,300 Building $489,400
2023	$2,334.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134225081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Wi-Fiber	Fixed Wireless (unlicensed)	400 / 400
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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