642 E Fern Dr, Fullerton, CA 92831 Property Records

Orange County property record for 642 E Fern Dr, Fullerton, CA 92831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,038 sqft · built 1966
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,110,000 (Jun 2022)
Tax Bill	$13,155 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`283-053-07`

Property Details

APN / Parcel Number

Primary APN	`283-053-07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,245 sqft (0.166 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	642 E FERN DR
City	FULLERTON
State	CA
Zip	92831-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6039 BLK LOT 36
Legal Subdivision	TRACT NO 6039
Legal Tract	6039
Legal Lot Number	36
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2011
Census Tract	11401

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 E FERN DR, FULLERTON, CA 92831-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage MORTGAGE MANAGEMENT CONSULTANTS INC
Dec 28, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	2022233830
Prior Transfer Date	Sep 14, 2012
Prior Transfer Doc	0000576779
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	642 E FERN DR, FULLERTON, CA 92831-2707
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 E FERN DR, FULLERTON, CA 92831-2707

Mortgage

Document Number	0000270429
Date	Nov 6, 2023
Instrument	2023000270429

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 30, 2022
Property Address	642 E FERN DR, FULLERTON, CA 92831-2707
Document Number	0000233830
Map Reference	MB 223 PG 41&42
Instrument Date	Jun 16, 2022
Instrument	2022000233830
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	642 E FERN DR, FULLERTON, CA 92831-2707

Mortgage

Document Number	0000233831
Date	Jun 30, 2022
Instrument	2022000233831

Lender

Name	MORTGAGE MANAGEMENT CONSULTANTS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2021
Property Address	642 E FERN DR, FULLERTON, CA 92831-2707
Document Number	0000772572
Map Reference	MB 223 PG 41&42
Instrument Date	Dec 14, 2021
Instrument	2021000772572
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6055, IRVINE, CA 92616-6055

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Fullerton City
Elementary School District	Fullerton Elementary School District (KG - 08)
Secondary School District	Fullerton Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,201,498 (+2%) Land $1,057,710 Building $143,788
2025	$13,155.00 (+6.67%) Homeowner's exemption	$1,177,940 (+4.04%) Land $1,036,971 Building $140,969
2023	$12,333.00 (+26.53%) Homeowner's exemption	$1,132,200 Land $996,704 Building $135,496
2022	$9,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FULLERTON serves 140,054 people · EPA ID CA3010010
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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