Maricopa County property record for 642 E Century Ave, Gilbert, AZ 85296 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,239 sqft · built 1988 |
| Lot Size | 0.207 acres (9,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,500 (Jun 1994) |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-23-276 |
| Primary APN | 304-23-276 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,239 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| 2nd Floor Area | 1,031 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Material | Concrete |
| Lot Area | 9,013 sqft (0.207 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 436 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 642 E CENTURY AVE |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERFIELD PLACE LOT 1-98 TRACT A MCR 281-33 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 18 |
| Legal Subdivision | SUMMERFIELD PLACE LOT 1-98 TRACT A |
| Legal Tract | A |
| Legal Lot Number | 3 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 422404 |
Source: Maricopa County records · APN 304-23-276
Assessment roll updated October 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 E CENTURY AVE, GILBERT, AZ 85296-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · VA Mortgage US MORTGAGE CAPITAL INC |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 1994 · Amount on Record |
| Deed Sale | Jun 27, 1994 · Amount on Record |
| Deed Document Number | 1994499065 |
| Last Transfer Date | Nov 27, 2004 |
| Transfer Doc | 0001449395 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 06, 2026 |
| Property Address | 642 E CENTURY AVE, GILBERT, AZ 85296-1118 |
| Document Number | 0000201404 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026201404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 642 E CENTURY AVE, GILBERT, AZ 85296-1118 |
| Document Number | 0000201404, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 2026201404 |
| Name | US MORTGAGE CAPITAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 642 E CENTURY AVE, GILBERT, AZ 85296-1118 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 642 E CENTURY AVE AYE, GILBERT, AZ 85296-1118 |
| Document Number | 0000044447 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 20220044447 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2032 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,660 (+110.04%) | $506,600 (+5.7%) Land $101,300 Building $405,300 | |
| 2025 | $1,825.00 (+3.22%) | $24,119 (-52.39%) | $479,300 (-5.39%) Land $95,800 Building $383,500 |
| 2024 | $50,660 | $506,600 Land $101,300 Building $405,300 | |
| 2023 | $1,768.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134224042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force 3 of 21 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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