642 E 9 Mile Rd, Ferndale, MI 48220 Property Records

Oakland County property record for 642 E 9 Mile Rd, Ferndale, MI 48220

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	9,872 sqft · built 1965
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on Record
Tax Bill	$35,721 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-226-017`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-226-017`

Interior

Stories	1 Story
Building Area	9,872 sqft Total Area
1st Floor Area	19,744 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2011
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	24,780 ft deep x 1 ft wide
Canopy	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	642 E 9 MILE RD
City	FERNDALE
State	MI
Zip	48220-1962
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	II
Legal Description	T1N, R11E, SEC 34 THE LITTLE FARMS SUB LOTS 235 & 278, ALSO 1/2 OF VAC TROY ST ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	THE LITTLE FARMS SUB
Legal Lot Number	235,278
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2001
Census Tract	173500

Owner

Source: Oakland County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	728 E COMMERCIAL ST, LOS ANGELES, CA 90012-3412
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Commercial Mortgage WHITEHAWK CAPITAL PARTNERS LP
May 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage USA DRFS LLC
Jun 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage WHITEHAWK CAPITAL PARTNERS LP
Jan 13, 2022	Lease, Transfer
Jan 13, 2022	Deed, Transfer MIDWEST TITLE GROUP LLC, MIDWEST TITLE LLC
Dec 12, 2018	Warranty Deed, Transfer MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	642 E 9 MILE RD, FERNDALE, MI 48220-1962
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13854 LAKESIDE CIR 2ND311, 2ND311, STERLING HEIGHTS, MI 48313-1443

Mortgage

Document Number	20260009362
Date	Jan 22, 2026
Book Page	60889/652
Instrument	20260009362

Lender

Name	WHITEHAWK CAPITAL PARTNERS LP
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	642 E 9 MILE RD, FERNDALE, MI 48220-1962
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13854 LAKESIDE CIR 31, 31, STERLING HEIGHTS, MI 48313-1443

Mortgage

Document Number	0000378895
Date	May 6, 2022
Book Page	57752/129
Instrument	378895

Lender

Name	USA DRFS LLC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95833

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Apr 1, 2025

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	642 E 9 MILE RD, FERNDALE, MI 48220-1962
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13854 LAKESIDE CIR 311, 311, STERLING HEIGHTS, MI 48313-1443

Mortgage

Document Number	0000403788
Date	Jun 24, 2022
Book Page	57891/469
Instrument	403788

Lender

Name	WHITEHAWK CAPITAL PARTNERS LP
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	OAKLAND MI
Recording Date	Jan 13, 2022
Property Address	642 E 9 MILE RD, FERNDALE, MI 48220-1962
Document Number	0000292963
Book / Page	57282 / 870
Map Reference	LB 7 PG 29
Instrument Date	Dec 17, 2021
Instrument	292963
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 E COMMERCIAL ST, 728, LOS ANGELES, CA 90012-3412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E COMMERCIAL ST, LOS ANGELES, CA 90012-3412

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 13, 2022
Property Address	642 E 9 MILE RD, FERNDALE, MI 48220-1962
Document Number	0000292962
Book / Page	57282 / 866
Map Reference	LB 7 PG 29
Instrument Date	Dec 16, 2021
Instrument	292962
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	MIDWEST TITLE GROUP LLC, MIDWEST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 S TELEGRAPH RD, 1615, BLOOMFIELD TOWNSHIP, MI 48302-0065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E COMMERCIAL ST, LOS ANGELES, CA 90012-3412

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 12, 2018
Property Address	642 E 9 MILE RD, FERNDALE, MI 48220-1962
Document Number	0000199633
Book / Page	052429 / 000746
Instrument Date	Oct 23, 2018
Instrument	199633
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1615 S TELEGRAPH RD BLOOMFIELD HILLS MI 483020065, BLOOMFIELD HILLS, MI 48302-0065

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,721.00 (-1.86%)	$597,360 (+9.85%)	$1,194,720 (+9.85%)
2024	$36,398.00 (+106.55%)
2023		$543,800	$1,087,600
2021	$17,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on E 9 Mile Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures