642 E 21st St, Ferdinand, IN 47532 Property Records

Dubois County property record for 642 E 21st St, Ferdinand, IN 47532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1981
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2022)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-15-21-403-117.000-008`

Property Details

APN / Parcel Number

Primary APN	`19-15-21-403-117.000-008`
Alternative APNs	`00457537211` `0140252001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Finished Basement	1,000 sqft
Game Room	Game Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	143 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00457537211
Street Address	642 E 21ST ST
City	FERDINAND
State	IN
Zip	47532-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-02520-01 KRAMPES ADD LOT 29
Legal Subdivision	KRAMPES ADD
Legal Lot Number	29
Jurisdiction	DUBOIS IN
Township / Civil Division	FERDINAND
Census Block Group	2
Census Block	2049
Census Tract	953702

Owner

Source: Dubois County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 E 21ST ST, FERDINAND, IN 47532-9219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
May 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	20221174576
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	2020002675
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBOIS IN
Recording Date	Dec 29, 2022
Property Address	642 E 21ST ST, FERDINAND, IN 47532-9219
Document Number	2022006892
Instrument Date	Dec 14, 2022
Instrument	2022006892
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	REGIONAL TITLE SERVICES LLC, REGIONAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 E 21ST ST, FERDINAND, IN 47532-9219

Mortgage

Document Number	2022006893
Date	Dec 29, 2022
Instrument	2022006893

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBOIS IN
Recording Date	May 20, 2020
Property Address	642 E 21ST ST, FERDINAND, IN 47532-9219
Document Number	2020002675
Instrument Date	May 13, 2020
Instrument	2020002675
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 E 21ST ST, FERDINAND, IN 47532-9219

Mortgage

Document Number	2020002676
Date	May 20, 2020
Instrument	2020002676

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBOIS IN
Recording Date	Apr 13, 2017
Property Address	642 E 21ST ST, FERDINAND, IN 47532-9219
Document Number	2017001647
Map Reference	KRAMPES ADDITION
Instrument Date	Apr 7, 2017
Instrument	2017001647
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2017001648
Date	Apr 13, 2017
Instrument	2017001648

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	2017001648
Date	Apr 13, 2017
Instrument	2017001648

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Dubois County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dubois County
County Subdivision	Ferdinand Township
Municipality	Ferdinand Town
Unified School District	Southeast Dubois County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00 (-8.7%) Homeowner's exemption	$217,900 (+5.47%) Land $23,700 Building $194,200	$217,900 (+5.47%) Land $23,700 Building $194,200
2024	$2,104.00 (+11.15%)
2023	$1,893.00 (+2.55%)	$206,600 Land $24,000 Building $182,600	$206,600 Land $24,000 Building $182,600
2022	$1,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERDINAND WATER DEPARTMENT serves 2,918 people · EPA ID IN5219004
Water Source	Purchased surface water from PATOKA LAKE REGIONAL WATER
Last State Inspection	Apr 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
Orange County REMC Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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