Montgomery County property record for 642 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,471 sqft · built 1961 |
| Lot Size | 0.237 acres (10,332 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Dec 2018) |
| Tax Bill | $5,862 (2024) |
| Deeds & Mortgages | Dec 2018 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-02102-0001 |
| Primary APN | N64-02102-0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,471 sqft Living Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 1,687 sqft |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,332 sqft (0.237 acres) |
| Lot Dimensions | 123 ft deep x 84 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 976 sqft |
| Patio Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 642 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 236 SHROYER EST 6 |
| Legal Subdivision | SHROYER EST 6 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20800 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4001 DOGWOOD TRL, DAYTON, OH 45429-1214 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Dec 20, 2018 | Warranty Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Deed Document Number | 201874430 |
| Last Transfer Date | Nov 25, 2024 |
| Transfer Doc | 0000067274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 642 CUSHING AVE, KETTERING, OH 45429-3436 |
| Document Number | 0000015787 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Address | 642 CUSHING AVE DAYTON OH 454293436, DAYTON, OH 45429-3436 |
| Document Number | 0000015787 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 15787 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 20, 2018 |
| Property Address | 642 CUSHING AVE, KETTERING, OH 45429-3436 |
| Document Number | 0000074430 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 74430 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 CUSHING AVE DAYTON OH 454293436, DAYTON, OH 45429-3436 |
| Document Number | 74481 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 74481 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,300 (-) Land $15,720 Building $75,580 | $260,860 (-) Land $44,910 Building $215,950 | |
| 2024 | $5,862.00 (+2.91%) | ||
| 2023 | $5,696.00 (+8.47%) | $91,300 (+37.31%) Land $15,720 Building $75,580 | $260,860 (+37.3%) Land $44,910 Building $215,950 |
| 2022 | $5,251.00 | $66,490 Land $11,470 Building $55,020 | |
| 2020 | $189,990 Land $32,780 Building $157,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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