Wharton County property record for 642 Crescent Ln, Wharton, TX 77488
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,721 sqft · built 1987 |
| Lot Size | 8.17 acres (356,177 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,326 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 20037-000-045-41 |
| Primary APN | 20037-000-045-41 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,721 sqft Living Area |
| Gross Area | 3,397 sqft |
| 1st Floor Area | 2,721 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 356,177 sqft (8.17 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Pool Area | 88 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 968 sqft |
| Patio Area | 280 sqft |
| Account Number | 2003700004541 |
|---|---|
| Street Address | 642 CRESCENT LN |
| City | WHARTON |
| State | TX |
| Zip | 77488-1077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A20037 ABST.37 TRACT 43B |
| Legal Tract | 43B |
| Legal Block | 2 |
| Jurisdiction | WHARTON TX |
| Township / Civil Division | WHARTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 740300 |
Source: Wharton County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 642 CRESCENT LN, WHARTON, TX 77488-1077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHARTON TX |
| Property Address | 642 CRESCENT LN, WHARTON, TX 77488-1077 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | CTC |
| Name | Verified Name |
|---|
| Document Number | 001092/563 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 1092/563 |
| Instrument | 2018-00001864 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | KINGWOOD, TX 77339 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 17, 2019 |
Source: Wharton County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wharton County |
| Unified School District | El Campo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,326.00 (-6.31%) Homeowner's exemption Senior Citizen's exemption | $404,169 (-0.83%) | $441,588 (+8.35%) Land $57,237 Building $384,351 |
| 2023 | $407,561 Land $57,360 Building $350,201 | $407,561 Land $57,360 Building $350,201 | |
| 2022 | $3,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 66 (1998–2017) |
| Claims Outside the SFHA | 1 of 66 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skynet Fixed Wireless | 100 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Nextlink, Wharton County Electric Cooperative.
5G (outdoors only) and 4G LTE
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