642 Cree Dr, San Jose, CA 95123 Property Records

Santa Clara County property record for 642 Cree Dr, San Jose, CA 95123

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,004 sqft · built 1968
Lot Size0.137 acres (5,974 sqft)
Owner2 Individual Names on File
Last Sale$317,000 (Apr 1998)
Tax Bill$13,649 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone D (undetermined)
APN695-31-006

Property Details

APN / Parcel Number

Primary APN695-31-006

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,004 sqft Living Area
1st Floor Area1,223 sqft
2nd Floor Area781 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1970
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area5,974 sqft (0.137 acres)
Lot Dimensions103 ft deep x 58 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address642 CREE DR
CitySAN JOSE
StateCA
Zip95123-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 4273 BOOK 227 PAGE 12 LOT 76
Legal Tract4273
Legal Lot Number76
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group4
Census Block4006
Census Tract512045

Owner

642 Cree Dr is owned and occupied by two individuals who bought it in April 1998.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address642 CREE DR, SAN JOSE, CA 95123-5535
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Line of Credit
FINANCIAL PARTNERS CU
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SNAPFI INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 1998 · Amount on File
Deed SaleApr 16, 1998 · Amount on File
Prior SaleApr 16, 1996 · Amount on File
Deed Document Number199814144664
Transfer Doc0012220106
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address642 CREE DR, SAN JOSE, CA 95123-5535
Transaction TypeMortgage
Record UpdatedJan 29, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 CREE DR, SAN JOSE, CA 95123-5535

Mortgage

Document Number0025586086
DateJan 16, 2024
Instrument25586086
Lender
NameFINANCIAL PARTNERS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address642 CREE DR, SAN JOSE, CA 95123-5535
Document Number0024566667
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 CREE DR SAN JOSE CA 951235535, SAN JOSE, CA 95123-5535

Mortgage

Document Number0024566667
DateAug 6, 2020
Instrument24566667
Lender
NameSNAPFI INC
AddressSAN JOSE, CA 95125
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 642 Cree Dr was $13,649 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$989,517 (+2%) Land $428,662 Building $560,855
2025$13,649.00 Homeowner's exemption$970,115 Land $420,257 Building $549,858
2023$13,155.00 (+0.71%) Homeowner's exemption$932,446 Land $403,939 Building $528,507
2022$13,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 642 Cree Dr in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Cree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Etheric Networks, Sail Internet, T-Mobile.

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