642 Cookane Ave, Elgin, IL 60120 Property Records

Kane County property record for 642 Cookane Ave, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1941
Square Footage	752 sqft Living Area
Lot Size	8,160 sqft (0.187 acres)
Occupancy	Owner Occupied
Last Sale	$209,000 (2023)
Tax Bill	$3,723.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-282-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	752 sqft Living Area
Gross Area	1,424 sqft Gross Area
1st Floor	752 sqft 1st Floor
Basement Area	672 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame Construction
Lot Area	8,160 sqft (0.187 acres)
Depth X Width	160 ft x 51 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	642 COOKANE AVE
City	ELGIN
State	IL
Zip	60120-7906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLAT OF ROOSEVELT ADDN LOT 10 BLOCK 1
Legal Subdivision	ROOSEVELT ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	5
Census Block	5012
Census Tract	851400

Owner

Source: Kane County records · APN 06-24-282-020

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	642 COOKANE AVE, ELGIN, IL 60120-7906
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Nov 09, 2022	Warranty Deed, Transfer · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Sep 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Nov 09, 2022 · Amount on Record
Deed Doc Number	20236094
Prior Transfer Date	Sep 23, 2022
Prior Transfer Doc	0000047742
Record Refreshed	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 28, 2023
Property Address	642 COOKANE AVE, ELGIN, IL 60120-7906
Document Number	0000006094
Instrument Date	Feb 15, 2023
Instrument	2023K006094
Transaction Type	Transfer
Record Updated	Mar 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 COLUMBIA LN, GILBERTS, IL 60136-8021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 COOKANE AVE, ELGIN, IL 60120-7906

Mortgage

Document Number	0000006095
Date	Feb 28, 2023
Instrument	2023K006095

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.62%

Mortgage

Document Number	0000006096
Date	Feb 28, 2023
Instrument	2023K006096

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 01, 2028

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 09, 2022
Property Address	642 COOKANE AVE, ELGIN, IL 60120-7906
Document Number	0000054375
Instrument Date	Nov 09, 2022
Instrument	2022K054375
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 COOKANE AVE, ELGIN, IL 60120-7906

Mortgage

Document Number	0000054241
Date	Nov 09, 2022
Instrument	2022K054241

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 27, 2022
Property Address	642 COOKANE AVE, ELGIN, IL 60120-7906
Document Number	0000047742
Instrument Date	Sep 23, 2022
Instrument	2022K047742
Transaction Type	Transfer
Record Updated	Dec 08, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 ILLINOIS AVE, 425, ELGIN, IL 60120-7912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 N MELROSE AVE, ELGIN, IL 60123-3335

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,723.00 (+15.73%)	$56,812 (+8.57%) Land $16,281 Building $40,531	$170,504 (+8.57%) Land $48,863 Building $121,642
2024		$52,328 (+21.39%) Land $14,996 Building $37,332	$157,047 (+21.44%) Land $45,006 Building $112,041
2022	$3,217.00 (+5.13%) Homeowner's exemption	$43,106 (+6.96%) Land $12,353 Building $30,753	$129,318 (+6.96%) Land $37,059 Building $92,259
2021	$3,060.00 Homeowner's exemption	$40,301 Land $11,549 Building $28,752	$120,903 Land $34,647 Building $86,256

Flood & Wildfire

642 Cookane Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

642 Cookane Ave, Elgin, IL 60120 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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