642 Clark St, North Bend, OR 97459 Property Records

Coos County property record for 642 Clark St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,096 sqft · built 1905
Lot Size	0.146 acres (6,373 sqft)
Owner	Individual Name on Record
Last Sale	$139,800 (Nov 2009)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25S13W22AA0250000`

Property Details

APN / Parcel Number

Primary APN	`25S13W22AA0250000`
Alternative APNs	`25 S 13 W 22 AA 2500` `05531901` `5531901`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,096 sqft
Basement Area	752 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,373 sqft (0.146 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	5531901
Street Address	642 CLARK ST
City	NORTH BEND
State	OR
Zip	97459-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Range	13W
Legal Township	25S
Legal Section	22
Legal Subdivision	COOS BAY PLAT B
Legal Lot Number	2500
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	1
Census Block	1021
Census Tract	300

Owner

Source: Coos County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 CLARK ST, NORTH BEND, OR 97459-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAPITAL CORP
May 7, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 25, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2009 · Amount on Record
Deed Sale	Nov 16, 2009 · Amount on Record
Deed Document Number	200911434
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	642 CLARK ST, NORTH BEND, OR 97459-3014
Transaction Type	Mortgage
Record Updated	Sep 7, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CLARK ST, NORTH BEND, OR 97459-3014

Mortgage

Document Number	0202208113
Date	Aug 30, 2022
Instrument	2022-08113

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	642 CLARK ST, NORTH BEND, OR 97459-3014
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102884
Date	Mar 15, 2021
Instrument	2021-02884

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	642 CLARK ST, NORTH BEND, OR 97459-3014
Transaction Type	Mortgage
Record Updated	Apr 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003389
Date	Apr 3, 2020
Instrument	2020-03389

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	642 CLARK ST, NORTH BEND, OR 97459-3014
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804221
Date	May 7, 2018
Instrument	2018-04221

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	642 CLARK ST, NORTH BEND, OR 97459-3014
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-09134
Date	Sep 25, 2017
Instrument	2017-09134

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,074.00 (-0.96%)	$140,180 (+3%)	$274,150 (+2.05%) Land $84,780 Building $189,370
2024	$2,094.00 (+3.05%)	$136,100 (+3%)	$268,630 (-5.62%) Land $84,780 Building $183,850
2023	$2,032.00 (+1.09%)	$132,140 (+2.99%)	$284,620 (+16.78%) Land $84,780 Building $199,840
2022	$2,010.00	$128,300	$243,730 Land $74,370 Building $169,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2002 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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