642 Chiselville Ln, Lincoln, CA 95648 Property Records

Placer County property record for 642 Chiselville Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,832 sqft · built 2020
Owner	Trust Name on File
Last Sale	$695,000 (Jul 2023)
Tax Bill	$8,281 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`329-140-088-000`

Property Details

APN / Parcel Number

Primary APN	`329-140-088-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,832 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	642 CHISELVILLE LN
City	LINCOLN
State	CA
Zip	95648-7630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 TWELVE BRIDGES VILLAGE 2A MOR EE-46
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	88
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3007
Census Tract	23502

Owner

642 Chiselville Ln is held in a trust since October 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2023	Intrafamily Transfer, Transfer
Jul 7, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Nov 18, 2020 · Amount on File
Deed Document Number	202335252
Last Transfer Date	Oct 4, 2023
Transfer Doc	0000053210
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630

Mortgage

Document Number	0000050275
Date	Sep 17, 2025
Instrument	2025-0050275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 5, 2023
Property Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630
Document Number	0000053210
Map Reference	MB EE PG 46
Instrument Date	Oct 4, 2023
Instrument	2023-0053210
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630
Investor	Possibly a Property Investor

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 7, 2023
Property Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630
Document Number	0000035252
Map Reference	MB EE PG 46
Instrument Date	Jun 19, 2023
Instrument	2023-0035252
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035253
Date	Jul 7, 2023
Instrument	2023-0035253

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 18, 2020
Property Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630
Document Number	0000134237
Map Reference	MB EE PG 46
Instrument Date	Nov 5, 2020
Instrument	2020-0134237
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	642 CHISELVILLE LN, LINCOLN, CA 95648-7630

Mortgage

Document Number	0000134238
Date	Nov 18, 2020
Instrument	2020-0134238

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 642 Chiselville Ln was $8,281.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,078 (+2%) Land $234,090 Building $488,988
2025	$8,281.00	$708,900 Land $229,500 Building $479,400
2023	$5,724.00 (+0.14%) Disabled Person's exemption Veteran's exemption	$593,881 Land $83,232 Building $510,649
2022	$5,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 642 Chiselville Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Chiselville Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon, Zeta Broadband.

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