642 Cardinal Ln, Clyde, TX 79510 Property Records

Callahan County property record for 642 Cardinal Ln, Clyde, TX 79510

Property Summary

Property Type	Single Family Home
Details	2,242 sqft · built 1960
Lot Size	0.356 acres (15,538 sqft)
Owner	Individual Name on Record
Tax Bill	$1,269 (2026)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Mortgage + 3 more
APN	`R000012735`

Property Details

APN / Parcel Number

Primary APN	`R000012735`
Alternative APN	`6613000100101`

Interior

Stories	1 Story
Building Area	2,242 sqft Total Area
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	15,538 sqft (0.356 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Location & Zoning

Account Number	6613000100101
Street Address	642 CARDINAL LN
City	CLYDE
State	TX
Zip	79510-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: S 1/2 OF LT 1 BLK: 1 SUBD: A B FOSTER 2ND ADDN - CLYDE (ID# 075631)
Legal Subdivision	A B FOSTER SUBDIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	CALLAHAN TX
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4018
Census Tract	30101

Owner

Source: Callahan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 CARDINAL LN, CLYDE, TX 79510-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Vendor's Lien, Transfer FIRST STATE BANK
May 10, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA
May 10, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2021	Trustee's Deed, Foreclosure
Jan 14, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023
Deed Sale	May 10, 2023
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	2023980
Prior Transfer Date	May 5, 2023
Prior Transfer Doc	0000000980
Record Updated	Oct 29, 2026

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Jan 4, 2024
Property Address	642 CARDINAL LN, CLYDE, TX 79510-4318
Document Number	0000240021
Map Reference	VOL 2 PG 115
Instrument Date	Dec 28, 2023
Instrument	240021
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2366 POST OAK RD, ABILENE, TX 79605-5552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CARDINAL LN, CLYDE, TX 79510-4318

Mortgage

Date	Jan 4, 2024

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000240022
Date	Jan 4, 2024
Instrument	240022

Lender

Name	FIRST STATE BANK
Type	Bank
Address	ABILENE, TX 79602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 28, 2038

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	May 10, 2023
Property Address	642 CARDINAL LN, CLYDE, TX 79510-4318
Document Number	0000230981
Map Reference	VOL 1 PG 30
Instrument Date	May 5, 2023
Instrument	230981
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIRST RATE TITLE COMPANY, FIRST TEXAS TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3810 MEDICAL PKWY STE 256, 256, AUSTIN, TX 78756-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CARDINAL LN, CLYDE, TX 79510-4318

Mortgage

Document Number	0000230982
Date	May 10, 2023
Instrument	230982

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAHAN TX
Recording Date	May 10, 2023
Property Address	642 CARDINAL LN, CLYDE, TX 79510-4318
Document Number	0000230980
Map Reference	VOL 1 PG 30
Instrument Date	Apr 24, 2023
Instrument	230980
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8940 COUNTY ROAD 215, BROWNWOOD, TX 76801-0289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 MEDICAL PKWY STE 256, 256, AUSTIN, TX 78756-4014

August 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALLAHAN TX
Recording Date	Aug 3, 2021
Property Address	642 CARDINAL LN, CLYDE, TX 79510-4318
Document Number	0000211919
Map Reference	VOL 1 PG 30
Instrument Date	Aug 3, 2021
Instrument	211919
Transaction Type	Foreclosure
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 ANDEAL PARKWAY #256 # 256, 256, AUSTIN, TX 78756

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAHAN TX
Recording Date	Jan 14, 2020
Property Address	642 CARDINAL LN, CLYDE, TX 79510-4318
Document Number	0000200052
Instrument Date	Dec 17, 2019
Instrument	200052
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 E WILLIAMS ST, BRECKENRIDGE, TX 76424-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CARDINAL LN, CLYDE, TX 79510-4318
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Callahan County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Municipality	Clyde City
Unified School District	Clyde Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,269.00 (+72.65%) Homeowner's exemption	$52,250 (+0.5%) Land $13,000 Building $39,250	$52,250 (+0.5%) Land $13,000 Building $39,250
2025	$735.00 (-41.76%) Homeowner's exemption	$51,990 (-9.69%) Land $13,000 Building $38,990	$51,990 (-9.69%) Land $13,000 Building $38,990
2023		$57,570 (+17.23%) Land $13,000 Building $44,570	$57,570 (+17.23%) Land $13,000 Building $44,570
2022	$1,262.00	$49,110 Land $2,000 Building $47,110	$49,110 Land $2,000 Building $47,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 71% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLYDE serves 3,820 people · EPA ID TX0300002
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Taylor Telephone Cooperative.

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