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642 Bridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 642 Bridge St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 766 sqft · built 1970
Lot Size0.145 acres (6,316 sqft)
Owner2 Company Names on Record
Last Sale$193,000 (Nov 2001)
Tax Bill$3,631 (2025)
Deeds & MortgagesJul 2026 Sale
Jun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN017-361-09

Property Details

APN / Parcel Number

Primary APN017-361-09
Alternative APN
  • 017-361-09-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area766 sqft Living Area
Gross Area1,016 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Roof MaterialOther
Lot Area6,316 sqft (0.145 acres)
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address642 BRIDGE ST
CityWATSONVILLE
StateCA
Zip95076-3604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBAY VILLAGE SUB #1 TR #499
Legal Lot Number100
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2005
Census Tract110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1133 DELNO AVE, SAN JOSE, CA 95126-1012
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2001 · Amount on Record
Deed SaleNov 9, 2001 · Amount on Record
Deed Document Number200170832
Last Transfer DateNov 30, 2013
Transfer Doc0000001584
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 2, 2026
Property Address642 BRIDGE ST, WATSONVILLE, CA 95076-3604
Document Number0000015151
Instrument DateJun 29, 2026
Instrument202615151
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address1133 DELNO AVE, SAN JOSE, CA 95126-1012

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address642 BRIDGE ST, WATSONVILLE, CA 95076-3604
Transaction TypeMortgage
Record UpdatedJul 6, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1133 DENLO AVE, SAN JOSE, CA 95126-1012

Mortgage

Document Number0000032577
DateJun 14, 2021
Instrument2021-0032577
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,071 (+2%) Land $159,144 Building $101,927
2025$3,631.00 (+13.93%)$255,953 (+4.04%) Land $156,024 Building $99,929
2023$3,187.00 (+1.95%)$246,013 Land $149,965 Building $96,048$388,530
2022$3,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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