642 Balcones Ridgeway, Bertram, TX 78605 Property Records

Burnet County property record for 642 Balcones Ridgeway, Bertram, TX 78605 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1999
Square Footage2,402 sqft Living Area
Lot Size81,893 sqft (1.88 acres)
GarageAttached, 508 sqft
OccupancyOwner Occupied
Last Sale$648,843 (2022)
Tax Bill$6,217.00 (2025)

Property Details

APN / Parcel Number

Primary APN08530-0100-00039-000
Alternative APN
  • 62907

Interior

Building Area2,402 sqft Living Area
Gross Area2,910 sqft Gross Area
1st Floor2,402 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area81,893 sqft (1.88 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area508 sqft Garage
PorchPorch
Porch Area311 sqft Porch
Storage Building120 sqft Storage Building

Location & Zoning

Street Address642 BALCONES RIDGEWAY
CityBERTRAM
StateTX
Zip78605-4075
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS8530 WHITEWATER SPRINGS LOT 39, SEC 1
Legal SubdivisionWHITEWATER SPRINGS
Legal Block2
Legal Lot Number39
JurisdictionBURNET TX
Minor Civil DivisionBURNET
Census Blockgroup2
Census Block2047
Census Tract960402

Owner

Source: Burnet County records · APN 08530-0100-00039-000

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address642 BALCONES RIDGEWAY, BERTRAM, TX 78605-4075
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Vendor's Lien, Transfer · Veterans Administration Mortgage
MOVEMENT MORTGAGE
Dec 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Jun 28, 2018Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Doc Number20227542
Record RefreshedSep 20, 2026

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBURNET TX
Recording DateMay 16, 2022
Property Address642 BALCONES RIDGEWAY, BERTRAM, TX 78605-4075
Document Number0202207542
Map ReferenceCAB
Instrument DateMay 16, 2022
Instrument202207542
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 BALCONES RIDGEWAY, BERTRAM, TX 78605-4075

Mortgage

Document Number0202207543
DateMay 16, 2022
Instrument202207543
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURNET TX
Property Address642 BALCONES RIDGEWAY, BERTRAM, TX 78605-4075
Transaction TypeMortgage
Record UpdatedDec 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202119685
DateDec 01, 2021
Instrument202119685
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURNET TX
Property Address642 BALCONES RIDGEWAY, BERTRAM, TX 78605-4075
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202009735
DateAug 10, 2020
Instrument202009735
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURNET TX
Recording DateJun 28, 2018
Property Address642 BALCONES RIDGEWAY, BERTRAM, TX 78605-4075
Document Number201806778
Map ReferenceCAB2 SL108B
Instrument DateJun 28, 2018
Instrument201806778
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyCAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 BALCONES RIDGEWAY, BERTRAM, TX 78605-4075

Mortgage

Document Number201806779
DateJun 28, 2018
Instrument201806779
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBurnet County
Unified School DistrictBurnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,217.00 (-18.49%) Homeowner's exemption$568,308 (-10.74%) Land $102,250 Building $466,058$568,308 (-10.74%) Land $102,250 Building $466,058
2024$7,627.00 (-10.19%)
2023$8,492.00 Homeowner's exemption$636,714 Land $116,560 Building $520,154$636,714 Land $116,560 Building $520,154

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burnet County (48053C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 68% of Texas
Wildfire LikelihoodAbout 1 in 312 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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