San Luis Obispo County property record for 642 Ashby Ln, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,034 sqft · built 2005 |
| Lot Size | 0.094 acres (4,080 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,898,000 (Aug 2024) |
| Tax Bill | $4,143 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-083-014 |
| Primary APN | 022-083-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,034 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 4,080 sqft (0.094 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 642 ASHBY LN |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 3 BL 19 LTS 56 & 57 |
| Legal Subdivision | CAMBRIA PINES |
| Legal Block | 19 |
| Legal Lot Number | 56,57 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 10404 |
642 Ashby Ln is owned by a company that bought it in August 2024 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 330, CAMBRIA, CA 93428-0330 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on File |
| Deed Sale | Aug 19, 2024 · Amount on File |
| Prior Sale | Feb 1, 2012 · Amount on File |
| Deed Document Number | 202423093 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 642 Ashby Ln was $4,143 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,779 (+2%) Land $152,270 Building $224,509 | |
| 2025 | $4,143.00 Homeowner's exemption | $369,392 Land $149,285 Building $220,107 |
| 2023 | $14,686.00 (+1.99%) Homeowner's exemption | $1,370,256 Land $724,365 Building $645,891 |
| 2022 | $14,400.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 642 Ashby Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 Ashby Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband.
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