642 Arbor Haven Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 642 Arbor Haven Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,736 sqft · built 1991
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Jun 2016)
Tax Bill$5,276 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25S-63-0840

Property Details

APN / Parcel Number

Primary APN25S-63-0840

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,736 sqft Living Area
Gross Area3,415 sqft
1st Floor Area1,240 sqft
Basement Area175 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions104 ft deep x 76 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area160 sqft
Deck Area360 sqft
Patio Area652 sqft
Balcony Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address642 ARBOR HAVEN DR
CityBALLWIN
StateMO
Zip63021-7353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionARBOR OAKS PLAT ONE 25S630037 12 8 89 LOT 151
Legal SubdivisionARBOR OAKS PLAT ONE
Legal Lot Number151
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3001
Census Tract217923

Owner

642 Arbor Haven Dr is owned and occupied by two individuals who bought it in June 2016.

Source: St. Louis County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address642 ARBOR HAVEN DR, BALLWIN, MO 63021-7353
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Line of Credit
WEST COMMUNITY CU
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Sep 14, 2020Deed of Trust, Mortgage
BANK OF AMERICA
Mar 26, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2016 · Amount on File
Deed SaleJun 7, 2016 · Amount on File
Prior SaleDec 30, 2009 · Amount on File
Deed Document Number20168
Deed Book / Page22048 / 74
Prior Transfer DateSep 14, 2012
Prior Transfer Doc0201663314
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address642 ARBOR HAVEN DR, BALLWIN, MO 63021-7353
Transaction TypeMortgage
Record UpdatedMay 8, 2023
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 ARBOR HAVEN DR, BALLWIN, MO 63021-7353

Mortgage

Document Number2023011700119
DateJan 17, 2023
Instrument2023011700119
Lender
NameWEST COMMUNITY CU
TypeCredit Union
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address642 ARBOR HAVEN DR, BALLWIN, MO 63021-7353
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 ARBOR HAVEN DR, BALLWIN, MO 63021-7353

Mortgage

Document Number0242563470
DateAug 20, 2020
Book Page24256/3470
Instrument2020082001162
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address642 ARBOR HAVEN DR, BALLWIN, MO 63021-7353
Document Number0243780251
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address642 ARBOR HAVEN DR BALLWIN MO 630217353, BALLWIN, MO 63021-7353

Mortgage

Document Number0243780251
DateOct 15, 2020
Book Page024378/000251
Instrument239
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255-0001
Agreement
AmountAmount on Record

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address642 ARBOR HAVEN DR, BALLWIN, MO 63021-7353
Document Number0235101681
Instrument DateMar 26, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyLIEN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address642 ARBOR HAVEN DR BALLWIN MO 630217353, BALLWIN, MO 63021-7353

Mortgage

Document Number0235101681
DateMay 3, 2019
Book Page023510/001681
Instrument223
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255-0001
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 642 Arbor Haven Dr was $5,276, down 9.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,070 (-) Land $35,970 Building $50,100$453,000 (-) Land $189,300 Building $263,700
2025$5,276.00 (-9.84%)$86,070 Land $35,970 Building $50,100$453,000 Land $189,300 Building $263,700
2024$5,852.00 (+1.42%)
2023$5,770.00 (+15.01%)$90,500 (+25.9%) Land $25,180 Building $65,320$476,300 Land $132,500 Building $343,800
2022$5,017.00$71,880 Land $21,570 Building $50,310
2021$378,300 Land $113,500 Building $264,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 Arbor Haven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Arbor Haven Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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